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5ways to save thisAutumn

Enjoy a 12% discount on all lifestyle gifts and experiences fromAdrenalin. Choose from over 2,000 adventures including hot air balloon rides, V8 race car driving, dinner cruises, massages andmanymore. Experiences andgifts

Car Rental Use your SPA discount

Health insurance

Accommodation

Choose fromover 2,500 discountedmagazine subscriptions online, and save an extra 8% off the total cost. Popular titles include: Better Homes & Gardens,Women’s Health, Super Food Ideas andmore. Magazine subscriptions

Receive an ongoing 5% discount* onHCF private health insurance premiums through SPAMember Advantage. HCF offer generous benefits including a range of free health management programs.

Save up to 15% off online bookingswith HotelClub, with a selection of thousands of hotels worldwide. You can also save 10% off BestWestern Hotels inAustralia, Fiji andNew Zealand.

numbers to obtain reduced car hire rates and insurance excess reductions through Avis or Europcar. Visit the SPAMember Advantage website to view the range of deals available.

For further information on your benefits, please contactMember Advantage: Call 1300853352or visitwww.memberadvantage.com.au/spa

*Discount applicable to new and current HCF policies only.Only available toAustralian residents andmigrantswith permanent residency statuswho haveMedicare eligibility.