Petco Barking About Benefits Magazine Q3 2012

Simple Steps to a More Secure Financial Future

Dear Petco Associate:

Whether your retirement is just around the corner or a long way out, wouldn’t it be nice to know a nest egg is waiting for you? Financial security at retirement doesn’t happen by itself; it takes careful planning. By committing to a savings strategy and burying a few dollars each paycheck, you can help ensure that funds will be there when you need them. Petco’s 401(k) Plan is a great place to start. The sooner you enroll and the more you save, the faster your money will grow. This issue of Barking About Benefits is designed to help you plan for the future and the retirement you want. This issue is filled with useful information and simple steps to bring your retirement picture into focus. You’ll see how a disciplined savings approach can help you secure and enrich your retirement through tax advantages, free money in the form of company matching contributions, and a variety of investment options. You’ll also be introduced to online tools from Fidelity that can educate you on how much money you’ll need, and on investments that align with your future and retirement savings goals. If you’re eligible but not yet participating in our 401(k) Plan, now is the time to enroll. If you’re already participating in the 401(k) Plan, now may be a good time to review your strategy and make sure you are taking full advantage of this valuable company benefit.

Jeff Urry Vice President, Total Rewards

About This Magazine Barking About Benefits is a quarterly magazine for Petco associates designed to keep you informed about all of your Petco benefits that contribute to your Petco Total Rewards. Read this magazine to help plan for retirement with participation in the Petco’s 401(k). From plan highlights, to decision-making tools and enrollment procedures, you’ll find great information to help you plan for your long-term retirement savings goals.