Hemphill, Luke

Guardian Life Insurance Illustration Tabular Detail Luke Hemphill, Male Age 39, Preferred Plus NT

Benefit

Premium **

$500,000

Whole Life 99

$7,700.00

Enhanced Accelerated Benefit Rider Paid Up Additions Rider (Scheduled) PUA Waiver of Premium ($6,882.30/year)

$6,882.30

$192.70 $225.00

Waiver of Premium

Index Participation Feature (50% initial allocation)

Total First Year Premium

$15,000.00

See schedule of Index Participation Feature allocation. Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed - Current

Non-Guaranteed - Alternate

AGE AT ANNUAL CASH DEATH CASH DEATH POL START PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT YR OF YR # ## ## # * ## * ## * # * ## * ## * 1 39 15,000 6,768 527,003 15,000 6,768 527,003 15,000 6,768 527,003 2 40 15,000 13,666 552,685 15,000 14,247 553,365 15,000 14,126 553,245 3 41 15,000 25,661 577,100 15,000 27,166 580,418 15,000 26,788 579,704 4 42 15,000 39,104 600,300 15,000 41,870 607,355 15,000 41,085 605,563 5 43 15,000 52,842 622,339 15,000 57,279 634,160 15,000 55,922 630,808 6 44 15,000 67,101 643,265 15,000 73,658 661,002 15,000 71,552 655,609 7 45 15,000 81,645 663,129 15,000 91,081 688,208 15,000 88,031 680,292 8 46 15,000 96,491 681,979 15,000 109,601 716,420 15,000 105,390 705,493 9 47 15,000 111,637 699,859 15,000 129,273 745,610 15,000 123,660 731,163 10 48 15,000 127,168 716,810 15,000 150,190 775,728 15,000 142,910 757,235 11 49 15,000 143,078 732,869 15,000 172,407 806,674 15,000 163,167 783,593 12 50 15,000 159,357 748,069 15,000 195,982 838,461 15,000 184,461 810,234 13 51 15,000 175,983 762,445 15,000 220,968 871,124 15,000 206,813 837,176 14 52 15,000 192,915 776,032 15,000 247,416 904,726 15,000 230,243 864,462 15 53 15,000 210,133 788,866 15,000 275,391 939,347 15,000 254,782 892,147 16 54 15,000 227,596 800,980 15,000 304,675 974,784 15,000 280,174 920,005 17 55 15,000 245,258 812,409 15,000 335,310 1,010,738 15,000 306,429 947,715 18 56 15,000 263,129 823,187 15,000 367,374 1,047,305 15,000 333,585 975,353 19 57 15,000 281,194 833,346 15,000 400,912 1,084,529 15,000 361,652 1,002,946 20 58 15,000 299,558 842,916 15,000 436,049 1,122,373 15,000 390,709 1,030,443 21 59 7,925 310,841 837,772 7,925 465,410 1,146,564 7,925 413,337 1,043,559 22 60 7,925 322,228 832,706 7,925 496,105 1,171,676 7,925 436,724 1,056,967 23 61 7,925 333,645 827,715 7,925 528,159 1,197,694 7,925 460,860 1,070,754 24 62 7,925 345,013 822,799 7,925 561,582 1,224,772 7,925 485,721 1,085,037 25 63 7,925 356,296 817,957 7,925 596,415 1,253,026 7,925 511,306 1,099,893 26 64 7,925 367,516 813,188 7,925 632,745 1,282,505 7,925 537,657 1,115,335 27 65 7,700 378,671 808,490 7,700 670,617 1,313,210 7,700 564,777 1,131,336 28 66 7,700 389,811 803,863 7,700 710,133 1,345,124 7,700 592,716 1,147,847 29 67 7,700 400,987 799,305 7,700 751,402 1,378,195 7,700 621,524 1,164,796 30 68 7,700 412,190 794,815 7,700 794,478 1,412,410 7,700 651,206 1,182,144 31 69 7,700 423,475 790,393 7,700 839,487 1,447,763 7,700 681,826 1,199,858 32 70 7,700 434,770 786,037 7,700 886,458 1,484,316 7,700 713,357 1,217,964 33 71 7,700 446,053 781,747 7,700 935,457 1,522,168 7,700 745,811 1,236,519 34 72 7,700 457,119 777,520 7,700 986,389 1,561,561 7,700 779,059 1,255,691 35 73 7,700 468,014 773,358 7,700 1,039,391 1,602,610 7,700 813,161 1,275,540 NET CASH DEATH NET

March 10, 2019 ID:9881

Version: 2.22.0

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