Hemphill, Luke

Luke Hemphill CRNA

Aggregate Premium

   $1M Whole Life / Excess Funding

Guardian Life

Voluntary Additional

Projected Guaranteed

Projected

Projecetd

Additional

Net

Total Cash Value

Net

Pol

Att Age

Annual

Annual

Cash Value

Death Benefit

Year

Premium Income

Guar Liquidity / Annl Avg >

96.6%

1 2 3 4 5 6 7 8 9

39 40 41 42 43 44 45 46 47 48 53 54 55 56 57 58 59 64 65 66 67 68 69 70 71 72 73 83 84 85 86 87 88 89 90 91 92 93 95 96 97

7,075 7,075

0 6,768 0 6,898

6,768 14,247 27,166 41,870 57,279 73,658 91,081 109,601 129,273 150,190 275,391 304,675 335,310 367,374 400,912 436,049 457,085 576,158 565,840 554,819 543,093 530,618 517,398 503,356 488,455 472,558 455,459 207,140 171,675 171,066 169,379 166,480 162,245 156,661 149,546 140,862 129,565 116,712 87,355 72,060 57,754

527,003 553,365 580,418 607,355 634,160 661,002 688,208 716,420 745,610 775,728

7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075 7,075

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

7,030 7,158 7,288 7,409 7,529 7,651 7,771 7,906

10

15 16 17 18 19 20 21 26 27 28 29 30 31 32 33 34 35 45 46 47 48 49 50 51 52 53 54 55 57 58 59

8,508

939,347 974,784 1,010,738 1,047,305 1,084,529 1,122,373 1,129,336 1,180,255 1,128,097 1,077,644 1,028,196 979,631 931,836 884,756 838,357

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0

‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819 ‐35,819

792,669 758,410 404,029 358,876 348,788 337,911 326,239 313,646 300,094 285,354 268,978 249,871 228,393 178,561 149,405 116,483

0 0 0 0 0 0 0 0 0 0 0 0

          ______________________           Policy Values Reflect Dividend Additions from Guardian Life's 2019 Dividend Scale           Carrier Dividends are Never Guaranteed.  Premiums include Disability Waiver           See AIS Bookshelf for Home Office Illustrations of Policy Values, Features and Benefits