COURSE DESCRIPTION 2012 2013

Banking Law

Mr. Barry K. Maddix, Ms. Patricia A. Allouise,

3 credits day; 3 credits evening. This introductory course in banking law is focused on state and federal regulation of banks and bank holding companies and the changing landscape of financial regulation generally as a result of the recently enacted Dodd-Frank Wall Street Reform and Consumer Protection Act. Each student will be evaluated based upon class participation (20%) and the final exam (80%). The class participation grade will be based on attendance, class participation and overall effort (10%) and a five minute oral presentation (10%) which may be done as part of a group presentation or individually. Regular attendance in class, active interest and participation in class discussions and exercises, and preparation for class are the most important aspects of class participation. The instructor tries to also make use of group exercises to help problem solve and analyze various issues. This course will survey the complex regulatory regime governing the operations of commercial banking organizations in the United States. The primary focus will be on federal regulation of banks and bank holding companies. Nevertheless, there will also, of necessity, be coverage of federal regulation of other types of depository institutions and holding companies -- such as credit unions, savings associations, and savings and loan holding companies -- as well as of state regulation of depository institutions and their holding companies. Current issues relating to bank mergers, diversification of banking organizations into other forms of financial and commercial activities, regulatory responses to troubled banks (including federal enforcement authority), and regulation of foreign bank activities will be covered. Co-taught by Ms. Allouise and Mr. Maddix

Elective Course

Meets Base Menu Requirement

Meets Financial Services Concentration Requirements

Final Exam Required