BSJ BancShares, Inc. and Cross Keys Bank 2013 Annual Report

P.O. Box 7 St. Joseph, LA 71366

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MONROE* 1401 Hudson Lane, Suite 100 318.361.9500 NEWELLTON* (ATM ONLY) 3144 Highway 65 318.766.3246 RAYVILLE* 1913 Julia Street 318.728.6380 STERLINGTON* 167 Keystone Road

It’s all in the palm of your hand. The CKB-On-The-Go FREE Mobile App o ers secure, convenient management of your accounts. Check balances, get account updates, transfer funds, make bill payments and even deposit checks! Depositing checks is fast and easy. Download the free CKB Mobile App available for iPhone or Android. Access your account at Sign the back of your check, snap two photos and send! Deposit checks any time from anywhere!

318.665.4511 ST. JOSEPH* 307 Plank Road 318.766.3246 TALLULAH* 115 North Chestnut 318.574.3210 WEST MONROE* 400 McMillan Road 318.362.0023 CYPRESS STREET

ADMINISTRATIVE OFFICE 3101 Cypress Street, Suite 1 West Monroe, LA 71291 318.340.6274

*ATM Located at Branch

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