May 2019

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e-mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA BRE#01040021 (805) 701-8410 E-mail: Florence@BchRealEstate.com

How Do You Create Special Family Moments?

Making the most of your precious time with family is especially important in today’s busy world. In today’s Service For Life ! ® Free consumer newsletter, you’ll get some fresh ideas ways to create those extra special family memories. You’ll also learn what to do if you become a victim of credit card identity theft, how you can be productive while waiting, and what to look for in a mattress if you suffer from back pain – plus fun facts, a trivia challenge, and lots more. But first… Here’s what’s happening in your neighborhood. Sales Statistics for: Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborsWest, C.I.Waterfront Homes, and Harbour Island

Closed Escrows

Active Listings

Inventory (months)

2015 2016 2017 2018 2019 11 17 21 21 14 16 14 18 12 15 25 18 34 28 14

2015 2016 2017 2018 2019 2015 2016 2017 2018 2019 50 62 75 70 67 2.48 2.7 4.02 2.13 4.49 53 63 84 53 91 2.78 3.03 3.95 2.59 3.37 72 70 84 63 69 3.03 3.69 3.9 2.51 4.5 87 80 88 60 87 4.33 3.58 4.72 2.42

January February

March

April May June

19 17 18 19 29 23 20 31 24 21 44 22 28 24 22 15 28 22 30 32

13 Thru 4/20

95 74 107 54 96 83 112 70 99 102 102 97 95 112 103 92 91 106 95 95 87 107 96 81 75 93 61 87 64 83 63 79

4.22 3.8 4.99 2.82 4.35 4.73 4.19 4.2 4.3 5.27 4.26 4.1 4.13 5.11 3.82 4.21 3.83 5.18 3.83 3.67 3.33 4.52 2.4 4.13 2.8 4.06 2.45 3.81 2.81 3.64 2.54 3.32

July

August

September 27 26 29 23

October

25 24 28 16

November 21 19 23 19 December 20 22 11 12

Last month we closed escrow on 3135 Harbor, the first escrow to close in Harborwalk in 2019 Sold for $700,000. We just closed escrow on 4711 San Sebastian in The Colony – Sold for $709,000. Opened escrow on 2305 Martinique – asking: $539,000. Due to close in May. We also opened escrow on the ocean front townhome, representing the buyer…Due to close in June Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois BRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



If you’re thinking about selling your home soon, request my Free Consumer Guide, “7 Insider Tips To Net More Money Selling Your Own Home.” Call me right now at 805-701-8410 for details…

Creating Special Family Moments

Thinking Of Selling Your Home Soon? Don’t attempt to sell your home without my Free Consumer Guide, “ 6 Steps For Selling Your Home For Top Dollar .” My exclusive report will give you all the facts for a fast, top dollar sale. Just call 805-701-8410 anytime, and I’ll rush a copy out to you for free. Set aside a weekly family day: Make a conscious effort to block out at least a few non-negotiable hours to spend together as a family every week. Fill this time any way you want, or take turns planning something — as long as you spend it together! With work obligations and demands to multi-task at every turn, sometimes we need a reminder to slow down and appreciate the people we’re with. Investing quality time with family pays for itself with a lifetime of memories that extend far beyond those professional deadlines. Amp up that precious time together with these super-special ideas. Get outside: Combine fresh air and a bit of exercise with a day outside. Whether planting a family garden or going for a hike, slow down to observe plants, bugs, and animals. Sketch leaves, feel the dirt, and smell the flowers. Record details of the day in a shared family journal. Cook a meal together: Instead of running through the drive-thru for dinner-on-the-go, involve everyone in preparing a family meal. Discuss and plan a menu, shop for the ingredients, and make the meal together. Of course, eating as a family is just as important. Numerous studies have shown spending dinnertime together has a positive impact on communication, mental health, and food choices. Celebrate holidays: Create traditions together to commemorate common holidays. Or, create your own special holidays, such as a “family day” or “child appreciation day” with its own unique rituals. Make a piece of family art: Pull out the craft supplies and dust off the imagination — it’s time to get creative! If you’ve just gotten back from a family vacation, this is a great time to make a trip scrapbook. Or draw and color a joint picture to be framed and hung in an area where everyone can enjoy it.

May 2019 Oxnard, California

Inside This Issue…

Making Special Memories…Page 1

Bounce Back From Credit Card ID Theft…Page 2

How To Be Productive While Waiting…Page 2

Best Mattress For Back Pain…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4 What Do Buyers Really Want When Looking For A House? …Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Recovering From Credit Card Theft

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

All a person needs to open a credit card is a name and social security number. If someone uses yours, you may not be responsible for charges made on the card, but collection agencies may come knocking and your credit score is at risk. Take immediate action to mitigate any damage. Contact a credit bureau to report the fraud. Whether you contact Equifax ( equifax.com ), Experian ( experian.com ), or TransUnion ( transunion.com ), that agency will contact the other two. Ask to have a fraud alert placed on your account, which lasts for 90 days.

Paywall (pay-wall) noun

Meaning : Part of a website that can only be accessed by paid subscribers.

B Easy Travel Buddies Traveling solo? It can be tough to approach people and meet others while traveling, especially for introverts. A few new apps have appeared to help travelers who are in the same areas. Use them to meet a new friend and visit the sights together. Try Backpackr.org or download the Meetup.com app. High-Quality Ketchup To be considered “Grade A” ketchup, it must score at least 85 points on the USDA’s 100-point scale. It is judged on four criteria: flavor, color, consistency, and defects. Quotes To Live By… “The best way to destroy an enemy is to make him a friend.” –Abraham Lincoln “Behind every great man is a woman rolling her eyes.” –Jim Carrey “What you do makes a difference, and you have to decide what kind of difference you want to make.” –Jane Goodall Sample Sentence: After allowing people to read five free articles, the publication had a paywall that required a subscription before they could access anything else. Why “Goosebumps?” Goosebumps — the tiny elevations that appear on the skin when you get a chill — got their name because they resemble the skin of poultry after feathers are plucked.

Contact the card issuer’s fraud department. Say you didn’t open the account and want it closed. File a police report to move this process along.

Freeze your credit before the 90-day fraud alert expires. Permanently freeze your credit with each of the credit agencies. If you need to apply for credit during the freeze, ask the lender which agency he’ll be contacting, unfreeze it long enough to have the credit report pulled, and refreeze it once the application is cleared.

Here’s A Free, Valuable Resource…

Now You Can Search The Beach Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At BchRealEstate.com

Get Free money-saving home tips at my web site: BchRealEstate.com  Read a book or long-form articles you’ve saved on your phone with an app like Pocket or Feedly ( getpocket.com , feedly.com ).  Update your lists. Scribble down what you need at the grocery store, organize the weekend’s plans, or make a packing list for an upcoming trip.  Pay online bills. You’ve got to do it eventually anyway, right?  Respond to emails or write thank you notes.  Let your mind wander. Just keep a pen and paper handy so you can make note of great ideas.  Strike up a conversation and get to know your neighbors.  Conduct online product research for something you’re planning to buy.  Call friends or family (as long as you’re in an appropriate place to do so). Waiting? Use Your Time Wisely! According to an article in Time magazine, you spend nearly 13 hours on hold with customer service during the year! But if you prepare ahead for the time you know you’ll be stuck in line, or waiting- that time doesn’t have to be wasted.

How To Find The Best Mattress For Back Pain Sleeping on the wrong mattress can be a real pain in the back. And suffering from back pain when you should be getting a good night’s sleep can leave you with residual physical problems and a lack of mental clarity. What does the perfect mattress look like? □ It keeps your spine aligned. Proper spine support at the neck and lower back is essential. □ Its firmness fits your body type and spine alignment. There isn’t a one-size-fits-all firmness for back pain, but if you’re not sure what’s best, look for something with medium firmness or a memory foam mattress. □ It’s relatively new. Mattresses older than ten years have lost their structural integrity. □ It comes with a trial period. Some companies have a policy that lets you sleep on — and return — a mattress for up to 100 days with a full refund if it isn’t right. Take advantage of this. □ It’s not the least expensive in the store. Studies have shown that people who sleep on cheaper mattresses report more lower back pain, so opt for a medium- or higher-priced bed, if possible. □ It’s custom built for you. If your budget allows, shop for a brand like Helix that offers tailor-built mattresses based on your individual needs. Choosing the right mattress can combat lower back pain, but sleeping in the right position is also important. Try one of these sleeping positions:  On the back with knee support.  On the side with a pillow between the knees.  In the fetal position.  On the front with a pillow beneath the stomach.

1 Choose A Moving Company The last thing you need when moving is added stress over the moving company.  Start searching a month in advance.  Read reviews on Yelp and the Better Business Bureau website.  Gather quotes with details on services offered: Dollies? Padding?  Get a written statement of the price promised plus fine print details of the services. Reach out to a Realtor in your area and see if they have any suggestions! (I’m always happy to help). Not A Weed The next time you want to pull a pesky dandelion from the ground, toss it in a salad! They are a great source of vitamins A and C, iron, calcium, and potassium. Carbon Offsetting Websites Leave your eco-footprint a bit greener by offsetting carbon when you travel. www.carbonfootprint.com – An informative website explaining the carbon offset process and the projects it supports. www.thegoodtraveler.org – Simple and straightforward with a carbon calculator and its U.S.-based project partners. www.terrapass.com – More robust with an option to purchase carbon offsets, renewable energy credits, or water restoration certificates. Brain Teaser… What has an eye yet cannot see? No limbs, yet is faster than any man? (See page 4 for the answer.) Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 . I’m here to help! 

Congratulations!

Penny Myers: Sold 3135 Harbor at HarborWalk Brian & Jill Munn: Sold 4711 San Sebastian at The Colony Bill Burton: In Escrow 2305 Martinique at The Colony Tom & Pat Padden: In Escrow – Colony Ocean View Townhome Coming Up 2242 Martinique in The Colony 2 bedroom 2 bath with oversized patio/yard Garage access from the patio

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant?”

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Michelle Swofford of The Colony was the winner of the drawing. To enter, correctly answer my quiz question. The name for this familiar sweet comes from the Persian and Turkish word for a sweet fruit juice. This word was also used in Europe for a carbonated drink. What is it? a) Clafoutis b) Taffy c) Nougat d) Sherbet The answer is d) Sherbet, which comes from the Arabic word, sharbah, meaning drink.

Brain Teaser Answer: Hurricane or (tornado)

Kiddo Morning Routine Get the kids up and out the door with a few helpful tricks:  Prepare the breakfast table and make lunches the night before. Create a morning soundtrack with the right energy to match certain tasks at certain times. 

So let’s move on to this month’s trivia question.



Let kids eat breakfast before getting dressed … just in case there are spills.

Brooklyn-based novelist Emma Straub co-owns what kind of business with her husband?

a) Advertising agency b) Shoe store c) Deli d) Bookstore

Allergy-Proof Your Home Airborne pollen means spring fever. Keep that sneezing at bay by: 

Call Me At 805-701-8410 OR Email Me At Florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Placing a doormat both outside and inside the front door.

  

Keeping windows closed.

Real Estate Corner…

Not using rugs.

Vacuuming frequently and thoroughly.

Q. What do buyers really want when looking for a house?

THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois BRE #01040021 RE/MAX Gold Coast 805-701-8410 Florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

A. Here are ways to tap into what every buyer wants:

 Every buyer wants a place to call “home”. The decision to buy is emotional, not 100% logical. Buyers look at a “house,” but they’re really evaluating it for its potential to become their home. Properly staging your house allows buyers to have an emotional experience – seeing their family living there.  Every buyer wants a bargain . Subtly influence buyers by using such phrases as “priced to sell” or “a unique bargain at this price.”  Every buyer wants to claim special discounts . You can motivate a sale by creating a sense of urgency. Consider using special terms that expire on a fixed date. Want to learn more secrets about how to sell your home fast and for the most money? Call and ask for my Free Consumer Report called “6 Steps For Selling Your Home For TOP DOLLAR.” I’ll send a copy right over to you. Do you have a question you want answered related to real estate or home ownership? Feel free to call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s….

MarketWatch ™ “ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

4463 Antigua Way

2

2

1368

Madeira

$589,000 $594,888

Antigua

2

2

1549

Antigua

$591,944

Market Average

Homes Accepting Back-Up Offers… Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2305 Martinique Antigua Way Cannes Square Vina del Mar Market Average

2 2 3 3

2 2 3 3

1113 1550 2360 2139

Martinique (Phase I)

$539,000 $579,000 $999,000 $1,299,888 $854,222

Antigua

Vina del Mar

San Tropez (Ocean View)

Homes Pending…

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2031 Majorca

2

2

1617

Capri

$629,000 $629,000

Market Average

Sold Properties… (01/01/18 Thru 04/20/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold 01/31/18 02/05/18 02/28/19 07/25/18 04/22/18 05/11/18 03/30/19 06/07/18 08/14/18 02/26/18 03/27/18 03/30/18 06/11/18 04/27/18 05/23/18 10/18/18 10/23/18 04/15/19 05/25/18 08/24/18 07/06/18 05/31/18 04/11/18

4442 Antigua

$499,888 $499,999 $539,000 $549,888 $595,000 $589,000 $615,000 $624,888 $638,888 $635,000 $635,000 $649,000 $655,000 $639,888 $640,000 $679,500 $669,000 $729,000 $799,000 $845,000 $839,888 $1,050,000 $1,295,000 $696,532

$466.000 $490,000 $535,000 $525,000 $575,000 $575,000 $605,000 $615,000 $625,000 $625,000 $625,000 $625,000 $627,500 $628,000 $640,000 $648,000 $669,000 $709,000 $785,000 $820,000 $830,000

1217 1368 1113 1217 1368 1550 1459 1459 1549 1459 1368 1369 1627 1550 1369 1800 1800 1550 1628 2360 2360

$382.91 Martinique $358.19 Madeira

2365 Martinique 2223 Martinique

$480.68 Martinique (Phase I)

1955 Majorca

431.39

Martinique

2133 Martinique 2051 Majorca 2351 Martinique 2386 Martinique 2227 Martinique 2313 Martinique 1990 San Tropez 2317 Martinique 4451 Antigua

$420.32 Madeira $370.97 Antigua $398.81 Antigua

$421.52 Antigua (Phase I)

$403.49 Antigua

$428.38 Antigua (phase I)

$456.87 Madeira

$456.54 Madeira (Ambassador)

$385.68 Capri $405.42 Antigua $467.49 Madeira $359.80 Capri

4440 Antigua

2345 Martinique 1900 Majorca 2325 Martinique

$379.04 Capri

4711 San Sebastian

$457.42 Antigua (Ambassador)

1992 San Tropez

$482.19 Capri (Ambassador)

2202 Vina del Mar 2206 Vina del Mar 2333 Vina del Mar 1965 San Sebastian Market Average

$347.46 Vina del Mar $351.69 Vina del Mar $434.32 Vina del Mar

$1,025,000 2360 $1,215,000 1550

$783.87 Antigua (Ambassador)

$677,613

$431.52

RE/MAX represented buyer, seller or both . Properties as of April 21, 2019 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Sunset Harbor Sunset

2 2 2 2 2 2 2

1 2 3 2 2 3 2

925

Plan C Plan B

$445,000 $470,000 $574,800 $609,000 $639,000 $699,000 $749,000 $597,971

1128 1475 1319 1474 1502 1198

Villa

3634 Sunset

T-2 T-1

Sunset Harbor

Villa

3136 Sunset

Plan D

Market Average

Sold Properties (01/01/18 Thru 04/20/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3039 Harbor 2949 Harbor 3031 Harbor 3057 Harbor 3554 Sunset 3013 Harbor 3120 Sunset 3424 Sunset 3420 Sunset 3674 Sunset 4526 LaBrea 3225 Harbor 3135 Harbor 3650 Sunset

$365,000 $495,000 $549,000 $524,500 $549,000 $539,000 $575,000 $595,000 $$595,000 $605,000 $619,999 $650,000 $710,000 $729,000 $581,700

$370,000 $490,000 $500,000 $515,000 $520,000 $539,000 $575,000 $580,000 $583,000 $590,000 $610,000 $635,000 $695,000 $700,000 $571,800

781

$473.75 $409.02 $443.26 $456.56 $458.15 $477.84 $479.97 $511.01 $413.18 $400.27 $462.47 $481.43

Plan A Plan D Plan B Plan B

06/20/18

1198 1128 1128 1135 1128 1198 1135 1411 1474 1319 1319 1485 1402

08/31/18 05/11/18 10/22/18 07/13/18 03/14/18 02/28/18 06/25/18 08/07/18 05/21/18 09/19/18 04/13/18 10/30/18 03/25/19

T-3

Plan B Plan D

T-3 T-3 T-1 T-2 T-2

$468.01

Villa (end unit) Villa (end unit)

$499.29

Market Average

$461.07

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of April 20, 2019. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.