April2017

tion and then add on charges for unnecessary repairs. • It’s always best to hire a technician that comes highly recommended, is CSIA Certified, has an excellent reputation in the community and has been in business for several years. • Ask for certification, insurance cer- tificates, and contractor licenses. Bottom line, you would not trust your life to a doctor who does not have the proper training, degrees and medical licenses. Do not trust your dryer vent or chimney inspections to unqualified companies. Your home, your valuable possessions – and your well-being depend on it! Q NOTES 1. http://www.nfpa.org/news-and-research/ fire-statistics-and-reports/fire-statistics 2. U.S. Consumer Product Safety Commission/ EPHA, from data obtained from the USFA and NFPA

Our dedicated experts understand the needs of community associations.

Popular Association Banking serves the community association industry exclusively. We offer: • Financing for building repairs & capital improvements • Competitive fixed rates with terms up to 15 years • Your deposits are eligible for multi-million dollar FDIC insurance with ICS ® and CDARS ®1 We are committed to delivering superior customer service for your association, offering all financing, lockbox, cash management, and other depository services.

Contact our Mid-Atlantic Relationship Officer: David Shahrabani , V.P. 973-783-0014 Toll-free: 800-233-7164 DShahrabani@popular.com www.associationbankers.com

Subject to credit approval. 1. ICS ® and CDARS ® are registered service marks of Promontory Interfinancial Network, LLC. ©2017 Banco Popular North America. Member FDIC.

37

A P R I L , 2 0 1 7