RAC Cover File & Data Processes

3.2 Examples of Delta Transactions Delta files are our preferred type of cover files. Please refer to Sections 6 & 7 for the fields that are expected and any restrictions on the data type to be sent in each field. This section will show you examples of common transactions sent in Delta Cover files. (N.B. all financial values are for illustrative purposes only. IPT is at 12% as per June 2017 rate)

3.2.1 Adding a New Asset Record 3.2.1.1 Adding an asset with Standard (Purchased) Cover.

To add new asset records, we need a line per asset with all mandatory asset details, a Unique Asset Identifier per asset, a transaction flag of A, with Retail Sold Price, Commission, Net Sold Price and IPT values

3.2.2 Adding an asset with Mandatory Cover Where breakdown cover is an automatic inclusion to the insurance cover being purchased, this is considered to be “mandatory” cover – as the end consumer is not actively purchasing the cover. The RAC Agreement number is the item of data that informs which level of cover the asset is entitled to. As the cover is mandatory, this also means that there is no Retail Sold Price, and therefore the transaction for adding a new mandatory cover will look like this:

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