Business Banking Booklet 2020

Trust Services MidWestOne is responsible for investing and admin- istering trust assets worth over $2.0 billion. We have over 75 highly trained, dedicated people making us one of the best-staffed financial management groups around. There are many different types of wealth manage- ment services. Our professionals can review what best fits your financial and estate planning needs. Take advantage of American Trust’s proven invest- ment expertise through one of many asset manage- ment tools. A revocable living trust is an arrangement in which a person transfers ownership of property to a trust ac- count. The trustee is responsible for portfolio review and investment decisions of the assets held in the trust. This provides the assurance of knowing you have professional portfolio management. A revoca- ble living trust gives you the freedom to control the terms of the account as changes occur in your life and after your death. An agency account is a simple standard arrange- ment allowing the bank to manage your assets. An agency provides you all of the professional man- agement, custody, bill paying, and recordkeeping available with a trust, but this arrangement ends with your death, unlike a revocable trust which can continue. Wealth Management Revocable Living Trust Investment Management Agency Account

Looking Ahead For business leaders, entrepreneurs and individuals seeking a personalized banking experience, MidWest- One is committed to helping you thrive with the ideal combination of scale and a personalized, collabo- rative approach—providing trusted, expert financial solutions. We offer a broad range of superior and state-of-the-art services. With local expertise and decision making, we cater to the business and com- munity leaders in each of the markets we serve. We look forward to discussing your financial goals and how we can help you form a plan to achieve them the simply better way. MidWestOne Financial Group, Inc. is the financial holding company for MidWestOne Bank, headquartered in Iowa City, IA. View financial information at MidWestOne.bank. MidWestOne Financial trades on the NASDAQ Global Select Market under the symbol MOFG. Locations: 34 offices―Central and Eastern Iowa 21 offices―Twin Cities Metro Area and Western WI 2 offices―Naples & Ft. Myers, Florida 1 office―Denver, CO 818 full-time employees Market Cap: $493.8 million Assets:$4.7 billion in total assets $3.5 billion in loans held for investment $3.7 billion in deposits

Custodial Account

A custodial account is a contractual relationship where the trustee is responsible for the physical protection and safekeeping of the client’s assets while they still make all the investment decisions. This saves time and reduces paperwork by letting a professional handle the recordkeeping of assets.

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