Courtesy of Debra Ann Kaminsky

Experience the Difference. Since 1986.

204.477.4444

www.DebraAnnKaminsky.com dkaminsky@shaw.ca

Volume 13 Number 2

TOP3THINGSTOWATCHOUTFORWHEN BUYINGAHOME Buying a house is not only a huge financial investment, it’s also an investment of your time and emotions. Make the process as smooth as possible by keeping an eye out for these three things when visiting a listing. Cracks in the foundation. Almost all foundations have small hairline cracks. It’s the bigger ones you need to worry about. Of course, not all cracks are going to be visible to the naked eye. When viewing a home, watch out for doors that

stick, cracks above or below windows and uneven floors. These can all be signs that a foundation is cracked and unstable. Heating and cooling issues. If a potential home has an outdated furnace, hot water tank or air conditioning system, make sure to factor the cost of

replacing them into your offer price. Window quality. Much like with furnaces and air conditioners, outdated windows signal an additional cost in your not-so- distant future. Not only will they eventually need to be

replaced, you’ll also spend more on your energy bills due to hot or cold air escaping through old windows.

MASHEDPOTATOCASSEROLERECIPE

Courtesy of www.ehow.com

INGREDIENTS: 3 pounds potatoes 1/2 small yellow onion, finely diced 4 tablespoons butter, melted 1 cup full-fat sour cream 1/3 cup milk or half & half 1 3/4 cup shredded cheddar cheese

1 tablespoon and 1 teaspoon salt, separated 1/2 teaspoon ground black pepper 1 teaspoon garlic powder 4 to 6 strips bacon, cooked and chopped 1 1/2 tablespoons chives, finely chopped 1 1/2 tablespoons fresh parsley, finely chopped

DIRECTIONS: 1. Wash the potatoes, then peel and chop into 1 1/2-inch cubes.

2. Put the potatoes in a large pot. Cover with cold water, making sure all the potatoes are submerged. Add 1 tablespoon salt. Bring to a boil then reduce to a simmer, partially covering the pot. Simmer until the potatoes are fork-tender, about 20 minutes. Drain and let sit for 3 to 5 minutes. 3. Preheat the oven to 350° F. 4. In a large bowl, mash the potatoes with a potato masher or ricer. 5. Add the onion, butter, sour cream and milk. Stir well until combined. 6. Mix in 1 cup of cheddar cheese, ground pepper and garlic powder. Stir well. 7. Transfer the potato mixture to a greased 9-inch pan or 2-quart casserole dish. Top with the remaining cheese. Loosely cover the casserole with aluminum foil. 8. Bake for 25 minutes. Remove the aluminum foil, add the bacon and bake for another 10 minutes or until the cheese is melted and bubbly. Top with chives and parsley. Enjoy!

HOWTODECORATEYOURHOMELIKEAMINIMALIST Whether you consider yourself a minimalist, or just like the simple look of a clutter-free home – these tips are for you! First off, use a white, light grey or beige colour palette on your walls, built-ins and large pieces of furniture. The barely there colour scheme will make your home feel brighter, more open and more peaceful. Add in a few pops of colour with accessories such as throw pillows, curtains or vases. Next up, don’t be afraid to leave spaces empty. Not every corner or surface needs to be filled up. Empty spaces create balance in a home and make the items you do choose to display stand out more. Fight the urge to fill up the space. Box up some of your belongings to donate or to store. If in storage, you can swap items out periodically helping your decor feel fresh without creating clutter. You can create minimalist space with artwork, textures and simple objects that tell a story. For example, if you’re only going to hang one piece of art in your bedroom, it should be something you absolutely love. Allow your belongings to tell your personal story by only putting out things that mean something to you. This could include family heirlooms or souvenirs from your travels. Lastly, let the sun shine in by using lightweight curtains and blinds on your windows – or nothing at all. Certainly bedroom windows need something to block early morning and late evening light from disturbing your sleep, but don’t be afraid to leave windows in rooms such as the kitchen and living room bare. Remember – natural light is a minimalist’s friend.

4BENEFITS OFBUYINGA SMALLHOME

Ever dreamed of downsizing and living in a home that’s easier to maintain? Or perhaps a small home is all your current finances allow for. There are many reasons to purchase a smaller home, which is typically defined as being less than 1,000 square feet. However, depending on where in the country you live, what is considered a “small home” may have a higher or lower footprint. Regardless of size, the most important aspect of buying a small home is that it is only big enough to suit the needs of those living within it – and not a square foot bigger. Aside from saving on maintenance costs and mortgage payments, a smaller house has many other benefits. More money to renovate and decorate. Having a lower mortgage payment often leaves you with some extra income to play with. Buying a smaller home that you can add your personal touch to also makes it seem roomier because everything in it is perfectly you. Close proximity to your family or roommates. This is one of those benefits that some may view as a negative, but in the long run it fosters relationships and creates more of a close-knit living experience. Easier to clean. While this point ties into the reduced maintenance of a smaller home, it’s worth mentioning all on its own. Why? Because less time spent cleaning means more time spent doing what you really want. It also means less money spent on cleaning supplies. Lower environmental impact. Because a smaller home has a smaller physical footprint, it is less of an impact on natural resources. It takes less energy to heat and less electricity to light. And if you live in a small condo in a city centre, you can also reduce the amount of fuel used to drive by walking everywhere.

BRAINTEASER - SYLLACROSTIC

Fill in the answers to the clues by selecting the correct syllables from the list below. Each syllable can only be used once and the number of syllables to be used is shown in brackets. When the correct words are filled in, the first and last letters reading down will reveal a proverb.

SOLUTION:

2020 STARTS STRONG WITH 731 MLS® SALES IN JANUARY Winnipeg, February 7, 2020 - 2020 got off to a strong start with 731 MLS® sales, a 15% increase over January 2019 and 18% more than the 5-year average total. The 1,870 listings entered on MLS® in January were up less than 5% and at month end there were 4,002 listings available for sale, brisk sales for this time of year,” said Catherine Schellenberg, president of WinnipegREALTORS®. “Helping kick start 2020 are very favourable mortgage rates with 5-year fixed residential mortgage rates available for under 3%.” Affordability is a real strength in the WinnipegREALTORS® market region and makes the dream of homeownership possible. Over half of all detached homes and condominiums are listed below $300,000 and another 20% are listed from $300,000 to $400,000. It is worth noting that single-attached properties which saw double-digit growth in sales activity last year recorded 44 sales in January, a 42% spike in sales from January 2019. - Source: WinnipegREALTORS ® nearly 7% higher than last year. “Positive momentum from the end of 2019 continues in 2020 with

AVERAGE SALE PRICES

$310,433 detached

$217,213 condo

$268,096 attached

2,001

SOLD LISTINGS detached 511 condo 870 attached 63

NEW LISTINGS 1,870

644

180

Stats are Reflective Jan. 2020 Source: WinnipegREALTORS ® Market values stated are of the average of Winnipeg and surrounding region. Individual home market values will vary and are affected by factors such as location, size, interior and exterior condition. Please call to get an up-to- date evaluation of your home.

single family detached ACTIVE LISTINGS condo atch.

Office: 204.477.4444 520 Academy Rd. Winnipeg, MB R3N 2A8

Executives Realty Each Office Independently Owned & Operated.

Curious about today’s market? Call me today!

Privacy Disclosure: We respect your privacy. The sponsor indicated on the front panel provides a complimentary subscription of this publication to you, a valued client. If at any time or for any reason you do not want to receive this publication, please contact the sponsor using any of the contact info on the front panel, and your personal information will be removed from the mailing list immediately. Without response to this cancellation offer, we assume your implied consent and permission to continue provision. Disclaimer: This publication is distributed for the purpose of information only. It is not intended to solicit buyers or sellers currently under contract by a real estate firm or under contract with another Broker or Mortgage Specialist, nor is it intended to cause or induce breach of any existing agreement. Distributed by: dmsmarketing.ca Copyright© 2020 All Rights Reserved / Printed on recyclable material. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by CREA and identify real estate professionals who are members of CREA. Privacy Disclosure: We respect your privacy. The sponsor indicated on the front panel provides a complimentary subscription of this publication to you, a valued client. If at any time or for any reason you do not want to receive this publication, please contact the sponsor using any of the contact info on the front panel, and your personal information will be removed from the mailing list immediately. Without response to this cancellation offer, we assume your implied consent and permission to continue provision. Disclaimer: This publication is distributed for the purpose of information only. It is not intended to solicit buyers or sellers currently under contract by a real estate firm or under contract with another Broker or Mortgage Specialist, nor is it intended to cause or induce breach of any existing agreement. Distributed by: dmsmarketing.ca Copyright© 2020 All Rights Reserved / Printed on recyclable material. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by CREA and identify real estate professionals who are members of CREA. please contact the sponsor using any of the contact info on the front panel, and your personal information will be removed from the mailing list immediately. Without response to this cancellati ffer, we assume your im li s t a d permission to continue provision. Disclaimer: This publication is distribute for the purpose of information only. It is not inten d to solicit buyers or sellers currently und r contract by a real estate firm or under contract with another Broker or Mortgage Specialist, nor is it intended to cause or induce breach of any existing agreement. Distributed by: dmsmarketing.ca Copyright© 2017 All Rights Reserved / Printed on recyclable material

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