MoneyTalk Winter 2019

Your Money

Local is more than a name. Local is people, commitment, and trust. American Trust.

Local Home Loans From People You Know

P urchasing or refinancing a home is the biggest financial decision most of us will ever make. That’s why it’s so important to put your trust in local hands that are willing to help you at every step. And yes, American Trust is local. We are going through a merger, but American Trust and its mortgage professionals are here to serve you just as we always have. It is our goal, first and foremost, to take care of our clients. What sets us apart from other financials is personal service. We match a wide variety of terms and features to you and your unique financial situation. The closing of your mortgage is not the end, it is just the beginning. Our professionals look forward to a long and rewarding banking relationship with you. I t’s not if your data is compromised, it’s when your data is compromised. That’s what financial cyber experts predict about financial fraud. Target, Yahoo, Equifax, and now Marriott. Some of the most trusted companies in the world have exposed your identity and financial account information. ATM skimmers, ransomeware, and even your acquaintances could put your personal accounts at risk. If you had a money emergency, would we be able to notify you quickly? If we needed to disable your account access to minimize risk or stop theft, would you be left in a bad place? Any time you change your residential or business address, get a new landline or cell number, or switch email providers, please update your account information with your bankers as well. Money 911: Can We Reach You?

From application to closing and beyond, Trust American Trust for:

• Proven reputation • Experienced professionals

• Responsive service • Competitive pricing

Our mortgage professionals were the 2018 number one Iowa Finance Authority lenders in Dubuque County, and were the number one lender in Dubuque County by 25 percent in November 2018. *

*Dubuque County Recorder registered mortgages

With up-to-date contact information we alert you to late-breaking money emergencies and make sure you are receiving important communication and news from us in a timely manner. Please call 800.373.1841 to update and confirm your:

• Current address • Home and cell phone numbers • Current e-mail address

MoneyTalk is published by American Trust & Savings Bank, Dubuque, Iowa, for use by our clients. Reproduction in whole or in parts is prohibited except by permission. Information has been obtained by this publication from sources believed to be reliable. However, because of the possibility of human error or mechanical error by our sources, this publication does not guarantee the accuracy, adequacy, or completeness of any information, and is not responsible for any errors or omissions or for the results obtained from the use of such information. The data within this edition was current at the time of publication. Simply better banking.