2024-2025 Benefits Guide

Newborns’ and Mothers’ Health Protection Act Federal law (Newborns’ and Mothers’ Health Protection Act of 1996) prohibits the plan from limiting a mother’s or newborn’s length of hospital stay to less than 48 hours for a normal delivery or 96 hours for a cesarean delivery or from requiring the provider to obtain preauthorization for a stay of 48 hours or 96 hours, as appropriate. However, federal law generally does not prohibit the attending provider, after consultation with the mother, from discharging the mother or her newborn earlier than 48 hours for normal delivery or 96 hours for a cesarean delivery Women’s Health And Cancer Rights ACT (WHCRA) The Women's Health and Cancer Rights Act of 1998 (WHCRA) was enacted on October 21, 1998. It provides protections to patients who choose to have breast reconstruction in connection with a mastectomy. Specifically, the act requires that health plans cover post-mastectomy reconstructive breast surgery if they provide medical and surgical coverage for mastectomies. Coverage must be provided for: • All stages of reconstruction of the breast on which the mastectomy has been performed; • Surgery and reconstruction of the other breast to produce a symmetrical appearance; and • Prostheses and treatment of physical complications of all stages of the mastectomy, including lymphedema. Summary Plan Documents/Summary Of Benefits & Coverage (SBC) This guide is intended to provide summary information about the benefit plans offered to the EAA employees. Complete plan details can be found in the Summary Plan Documents and the Certificate of Coverage which are located in SharePoint.

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