Merger Kit_Final

Personal Banking

Bridgewater Bank is committed to assisting you with your banking needs quickly and efficiently. Our experienced Account Executives will help you find solutions that best suit your personal financial needs.

Savings Do you have a little extra cash that you want working for you? This account will pay you interest and allow you the flexibility to make a few withdrawals each month. As long as you maintain an average monthly balance your account comes at no charge. This is the perfect account for children or to save for that special event.

Checking Do you need a simple and efficient account that allows you easy 24-hour access, check writing, and security? This basic account offers complimentary Online Banking, mobile banking with mobile deposit, ATM access and no monthly fee if you maintain the monthly average balance or enroll your account(s) in e-Statements. Have your paycheck deposited directly and access your money instantly!

$100

MINIMUM OPENING BALANCE

$50

MINIMUM OPENING BALANCE

$50 (monthly average)

MINIMUM BALANCE REQUIRED

$50 (monthly average)

MINIMUM BALANCE REQUIRED

$ 5 (if balance falls below minimum)

MONTHLY MAINTENANCE FEE

$3 (if balance falls below minimum)

MONTHLY MAINTENANCE FEE

Complimentary

DEBIT/ATM CARD

6 Free Withdrawals per Month ($1 per withdrawal after 6)

TRANSACTION FEE

Complimentary (at select ATMs)

ATM TRANSACTIONS

Paid Quarterly

INTEREST

Interest Checking Do you typically have a fluctuating balance that you would like to take advantage of? This account offers ATM access, Online Banking, mobile banking with mobile deposit and your first order of checks is on us! Maintain the minimum monthly balance and your account comes at no charge.

Money Market Savings Are you looking for a safe place to watch your money grow? This account will pay you a competitive rate, while offering easy access, check writing, and no monthly fee if you maintain the monthly average balance! If you enjoy the security of maintaining a larger balance, this account was developed for you.

$1,000

MINIMUM OPENING BALANCE

$1,000 (monthly average)

MINIMUM BALANCE REQUIRED

$ 10 (if balance falls below minimum)

MONTHLY MAINTENANCE FEE

$1,000

CHECKS

(free first book of checks )

MINIMUM OPENING BALANCE

Paid Monthly Complimentary

INTEREST

$1,000 (monthly average)

MINIMUM BALANCE REQUIRED

DEBIT/ATM CARD

$10 (if balance falls below minimum)

MONTHLY MAINTENANCE FEE

Complimentary (at select ATMs)

ATM TRANSACTIONS

6 Free Withdrawals per Month ($1 per withdrawal after 6)

TRANSACTION FEE

investor checking For those of you who maintain large balances in your Bridgewater accounts, we offer you an account that we think you will appreciate! This account pays higher interest, offers complimentary Bridgewater checks, Online Banking, mobile banking with mobile deposit and ATM access.

INTEREST (based on tiered rates)

Paid Monthly

$0 to 10,000 $10,001 to 25,000 $25,001 +

TIERS

$10,000

MINIMUM OPENING BALANCE

$10,000 (in any Bridgewater account) $ 15 (if balance falls below minimum)

MINIMUM BALANCE REQUIRED

Certificates of Deposit Inquire about our special terms and rates.

MONTHLY MAINTENANCE FEE

Complimentary Paid Monthly Complimentary

CHECKS

INTEREST

DEBIT/ATM CARD

Complimentary (at select ATMs)

ATM TRANSACTIONS

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