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Save 5% *

SPA members are entitled to a 5% discount * on current health insurance products with the Hospitals Contribution Fund of Australia (HCF); Australia’s largest not-for-profit health fund. on Private Health Insurance

Experience award-winning value For the past five consecutive years, HCF has been awarded a five-star Canstar Cannex rating for outstanding value private health insurance Australia-wide. 3

Benefits for SPA members include • Savings of up to $233 per year 1

• Waiver of two and six month waiting periods 2 • Pay no excess for accidents or dependent children • 400 participating hospitals around Australia • 22,000 doctors to choose from

More for your money HCF also offers a range of free health management programs including access to approved health coaches for guidance on diet, physical activity and lifestyle through My Health Guardian.

• Reduced rates for single-parent families • Proudly Australian owned and operated

Call Member Advantage on 1300 853 352 or visit www.memberadvantage.com.au/login/cpsu Call Member dvantage on 1300 853 352 or visit memberadvantage.com.au/sp /h alth

Member Advantage Health is underwritten by the Hospitals Contribution Fund of Australia Limited [HCF]. *Discounts applicable to new and current HCF health policies only. Only available to Australian residents and migrants with permanent residency status who have Medicare eligibility. 1) Figure calculated from HCF current products, VIC Family Top Plus Cover, nil excess and Super Multicover including the 30% Government rebate. 2) Waiver applicable for HCF combined hospital and extras products. 3) Source: Canstar Cannex website (www.canstar.com.au)