FBFCU 3rd Quarter Newsletter 2025

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IN THE LOOP

Secure Checking Spotlight

Our Secure Checking account is loaded with valuable benefits designed to protect you and your family while saving you money! Identity Theft Protection, Cell Phone Protection, and Buyer Protection are just a few great features that come automatically with your Secure Checking account.

stolen phones when your cell phone bill is paid using this account. • Debit Advantage (Buyers Protection) protects items purchased entirely with this account against accidental breakage, fire, or theft for 90 days. It also extends the original manufacturer’s warranty for up to one year on most new retail purchases. • Shopping Rewards and more! Sleep better at night with the added protection of Secure Checking. Click here to learn more and open an account today! Once you’ve established your Secure Checking account, register and activate your benefits by clicking here . Don’t forget to activate identity theft and credit monitoring alerts for you and your family , and download our Club Checking a pp. Why Choose the 5/5 ARM?  Always priced lower than our 30- year fixed rate mortgage  No 1% Origination Fee  Lower initial monthly payments  Build equity faster Act fast — this offer may not last Click here to talk to a Mortgage Loan Officer today and start saving from day one. *Some restrictions may apply. Contact us for full details.

• IDProtect provides identity theft monitoring and resolution services. Get free credit reports, credit alerts, and up to $10,000 in identity theft reimbursement. • Cell Phone Protection allows you to receive up to $300 of replacement or repair costs for damaged or New 5/5 Adjustable-Rate Mortgage A smart way to finance your home! Now’s the perfect time to take advantage of our special 5/5 Adjustable-Rate Mortgage (ARM) — designed to help you save from the start! Plus, we’re waiving the 1% Origination Fee — that’s real, upfront savings right away. With our 5/5 ARM, you’ll enjoy a low starting rate locked in for the first five years — and your rate will only adjust every five years after that. It’s a smart option whether you're buying your first home, upgrading, or refinancing.

Save Money with our Loan Promotions!

Vacation Loan Plan your getaway with our vacation loan! You can borrow up to $2,500 and take 1.00% APR off your qualifying rate, with a repayment period of 12

Back-to-School Loan Summer is coming to an end , and it's time to gear up to go back to school! Starting August 1st, you can take 1.00% APR off your

months. Applications must be submitted by July 31st , and you can apply through O nline B anking! Just log in, then select the menu option that says, “Apply for a Loan.”

qualifying rate and borrow up to $1,000 with a 12-month repayment period. Apply through O nline B anking by September 30th using the button below.

START AN APPLICATION