BPCE_PILLAR_III_2017
5 CREDIT RISK
Detailed quantitative disclosures
TABLE 29 – CONCENTRATION OF EXPOSURES BY INDUSTRY OR COUNTERPARTY TYPE ➡
12/31/2017
Cons- truc- tion
Tourism– Hotels– Catering
Food & Beverage
Real estate
Pharma– Healthcare
Communi-
Distribution – Trade
Consumer
cation Services
goods Energy
in millions of euros
Central governmentsor centralbanks Institutions
1
0 229
289
Corporates
5,936 8,763 14,460 3,507 4,638 5,623 4,207 13,325 4,150 23,474 4,935 5,155 2,133 4,399 9,964 388 7,735 2,446 3,181 290
Retail customers Equity exposures
0 6 227
3
20
40
17
10
7 13
Total IRB approach
10,871 13,925 16,820 7,910 14,623 6,051 11,959 16,010 7,338 24,065
Central governmentsor centralbanks
1
Regionalgovernmentor local authorities
5 127
2 183
3
39 1,229 10 777
40
Public sectorentities
87 1,162 404 443 8,231
0
226
Multilateraldevelopment banks International organizations Institutions
0
4
47
0
Corporates
4,016 2,590 21,594 1,636 3,939 1,729 3,183 7,445 2,303 4,675
Retail customers
29 44 344
28
47
41 120
94
35 37
Secured bymortgageson immovable property
164 130 8,709 436 114 105 715 112
397
31 186 616
14 336 30 91
Exposures in default
77
79
84 238
Items associatedwith particularly high risk Covered bonds Claimson institutionsand corporates with a short-term credit assessment Collectiveinvestment undertakings Equity exposures Other exposures Total standardized approach
4,414 4,157 31,767 2,838 12,695 1,929 5,583 8,441 2,382 5,404 15,285 18,082 48,586 10,748 27,317 7,980 17,541 24,451 9,719 29,469
TOTAL
98
Risk Report Pillar III 2017
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