Senior Resources 2022 Northeast Directory

R ETIREMEnT C OMMunITIES the knowledge that one has the assurance of a highly qualified group of services if any or all of these should be needed in the future. Services are tailored to individual needs, but typ- ically include meals, housekeeping, transporta- tion, personal assistance, recreational and educa- tional activities. health care services are at the heart of the continuing care concept. These ser- vices may include an emergency response sys- tem, resident health clinic, wellness programs, health education, hospice ser- vices, nursing advice, physician services (prima- ry and specialty), podia- try services, dental ser- vices, pharmacy services, therapies, assisted living, and nursing care. Most CCRC’s use an endowment fee (non- refundable) or an entrance fee (refundable) to help keep monthly fees lower. These up front fees pro- vide the funds to pay for the range of services one


etirement communi- ties are self-contained hous- ing communities designed and designated for older adults. These communities offer meal programs and typically have a focus on social and recreational activities. Retirement Communities differ greatly in terms of services and amenities offered. continuing care Retirement communities (ccRc’s): The term Continuing Care Retirement Community or CCRC refers to a facility or campus setting that is able to respond to an individ- ual’s need for differing lev- els of care as needs change. The levels of care typical- ly include independent liv- ing and skilled nursing care. These services may also be augmented by assisted or supportive liv- ing, home health care and/or adult day services, allowing one to select the level of care most appropri- ate for the individual’s changing circumstances. Many aspects of Continuing Care appeal to seniors and their families, but the usual motivator is

might need over time, including the availability of nursing care. Many CCRC’s also offer monthly rental options which tend to have higher monthly rates, with no endowment or entrance fees. It is important to have a thorough understanding of endowment and entrance fee structures. When looking at a CCRC, be aware that each community will offer a dif- ferent package of services and fees. Take time to com- pare programs to determine which options are best for you. independent Retirement communities: Campus-like settings with many of the same services and amenities provided by CCRC’s under a monthly rental agreement (no endowment fee).

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