BPCE - 2018 Risk report / Pillar III
5 CREDIT RISK
Detailed quantitative disclosures
TABLE 32 – CONCENTRATION OF EXPOSURES BY INDUSTRY OR COUNTERPARTY TYPE ➡
12/31/2018
Tourism – Hotels – Catering
Food & Beverage Construction Real estate
Pharma – Healthcare
Commu- nication Services
Distribution – Trade
Consumer goods
Energy
in millions of euros
Central governments or centralbanks
- -
-
- -
- -
-
- -
-
-
- -
- -
Institutions Corporates
0
1
0
199
6,420 5,029
8,321 15,054
3,578
4,761
6,171
5,058 11,833
5,425 24,982
Retail
5,296
2,211
4,440 10,867
403
8,198
2,442
3,152
349
Equity exposures
2
7
117
10
8
9
32
18
18
8
Total IRB approach
11,451
13,624 17,383
8,028 15,636
6,583 13,288 14,492
8,595 25,340
Central governments or centralbanks
-
-
-
-
3
-
-
-
-
-
Regional government or local authorities
7
116
2
157
4
59
1,327
-
-
45
Public sector entities
88
1,125
361
614
7,693
13
768
2
0
252
Multilateraldevelopment banks
- - -
- - -
- - -
- - -
- - -
- - -
- -
- -
- - -
- - -
Internationalorganizations
Institutions Corporates
6
67
4,487
2,568 23,675
1,599
4,006
1,947
3,605
8,385
899
4,923
Retail
26
44
460
26
69
31
109
64
34
44
Secured bymortgageson immovable property
220
121 10,571
517
445
29
162
573
10
337
Exposures in default
62
88
675
85
69
107
59
241
27
35
Items associated with particularlyhigh risk
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Coveredbonds
Claimson institutionsand corporates with a short-term credit assessment Collective investmentundertakings
79
24
3
3
1
6
33
111
11
10
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
Equity exposures Other exposures
Total standardized approach
4,969
4,085 35,747
3,002 12,291
2,192
6,070
9,443
982
5,647
TOTAL
16,420
17,709 53,130 11,030 27,927
8,774 19,357 23,935
9,577 30,987
104
Risk Report Pillar III 2018
Made with FlippingBook - Online magazine maker