BPCE - 2018 Risk report / Pillar III
5 CREDIT RISK
Quantitative disclosures
Restructured loans TABLE 25 – ADJUSTMENTS DUE TO FINANCIAL HARDSHIPS ➡
12/31/2018
12/31/2017
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
Total
in millions of euros
Impaired restructured loans Performing restructured loans
6,575 2,354 8,929
16
6,591 2,354 8,945
6,625 2,542 9,167
93 73
6,718 2,615
TOTALRESTRUCTUREDLOANS
16
166
9,333
Impairment
(1,884)
4
(1,880)
(1,976)
2
(1,974)
Collateral received
5,872
18
5,890
5,341
23
5,364
TABLE 26 – BREAKDOWN OF GROSS LOAN OUTSTANDINGS ➡
12/31/2018
12/31/2017
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
Total
in millions of euros
Restructuring: amendments to terms and conditions
5,189 3,741 8,929
12
5,201 3,745 8,945
5,848 3,319 9,167
113
5,961
Restructuring: refinancing
4
53
3,372
TOTALRESTRUCTUREDLOANS
16
166
9,333
TABLE 27 – COUNTERPARTIES BY GEOGRAPHIC AREA ➡
12/31/2018
12/31/2017
Off-balance sheet commitments
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
in millions of euros
France
7,494 1,435 8,929
8 8
7,502 1,443 8,945
7,189 1,978 9,167
139
7,328
Other countries
27
2,005
TOTALRESTRUCTUREDLOANS
16
166
9,333
98
Risk Report Pillar III 2018
Made with FlippingBook - Online magazine maker