Life and Death Planning for Retirement Benefits

Appendix B: Forms

507

3.4 Trust Is Beneficiary, but Only If Spouse Survives

See ¶ 6.1.01 , #6.

II. Designation of Beneficiary

A.

Primary Beneficiary

I hereby designate as my Primary Beneficiary, to receive 100% of the Death Benefit, if my spouse survives me, [TRUSTEE NAME], as Trustee of the [TRUST NAME] Trust, under agreement dated [TRUST DATE] [optional:, a copy of which is attached hereto].

B.

Contingent Beneficiary

If my spouse does not survive me, I hereby designate as my Contingent Beneficiary, to receive 100% of the Death Benefit, my issue surviving me, by right of representation.

3.5 To Issue; Hold in Trust If below Certain Age

II. Designation of Beneficiary

I hereby designate as my Primary Beneficiary, to receive 100% of the Death Benefit, my issue surviving me, by right of representation; provided, however, that if any such Beneficiary is under the age of [AGE, such as “thirty”] years at the time of my death such Beneficiary’s share shall not be paid to such Beneficiary outright, but shall instead be paid to the trustee then serving as such under the separate trust to be established for such Beneficiary’s benefit under Article [NUMBER] of the [TRUST NAME] Trust, dated [TRUST DATE], a copy of which is attached hereto, to be held, administered, and distributed for the benefit of such Beneficiary as provided therein.

3.6 Spouse as Primary, Issue as Contingent Beneficiary; Hold in Trust If below Certain Age

II. Designation of Beneficiary

A.

Primary Beneficiary

I hereby designate as my Primary Beneficiary, to receive 100% of the Death Benefit, my spouse, [SPOUSE NAME], if my spouse survives me.

B.

Contingent Beneficiary

If my spouse does not survive me, I hereby designate as my Contingent Beneficiary, to receive 100% of the Death Benefit, my issue surviving me, by right of representation; provided, however, that if any Contingent Beneficiary is under the age of [AGE, such as “thirty”] years at the time of my death such Beneficiary’s share shall not be paid to such Beneficiary outright, but shall instead be paid to the trustee then serving as such under the separate trust established