3-4_Understanding-Why Participate.ai

American Trust Fund LineUp MidwestOne

As of 6/30/2017

Ticker

1 Mo

Qtr

YTD

1 Year

3 Years

5 Years

10 Years Exp Ra�o

—

US OE Large Growth

0.06

5.01

14.14

20.02

8.80

13.87

7.51

1.14

T. Rowe Price Instl Large Cap Growth

TRLGX

0.29

8.06

19.63

31.51

12.53

17.53

10.14

0.56

TIAACREF LargeCap Gr Idx Instl

TILIX

0.27

4.68

13.94

20.34

11.04

15.23

8.84

0.06

—

US Fund Large Blend

0.76

2.92

8.65

17.17

7.60

13.35

6.21

1.00

Vanguard 500 Index Admiral

VFIAX

0.62

3.07

9.31

17.85

9.58

14.59

7.18

0.04

—

US Fund Large Value

1.52

1.78

5.55

16.49

6.40

12.64

5.18

1.06

American Beacon Large Cap Value Instl

AADEX

2.39

2.85

6.64

22.57

6.02

13.50

5.50

0.60

TIAACREF LargeCap Value Idx Inst

TILVX

1.62

1.34

4.66

15.48

7.32

13.84

5.51

0.06

—

US Fund MidCap Growth

0.98

4.68

12.37

18.58

6.86

12.72

6.81

1.24

T. Rowe Price MidCap Growth I

RPTIX

1.32

6.01

14.69

20.19

11.48

16.35

10.04

0.63

Vanguard MidCap Growth Index Admiral

VMGMX

0.38

4.37

11.79

16.44

7.88

13.72

7.12

0.07

—

US Fund MidCap Blend

1.51

1.93

6.23

17.37

5.51

12.98

6.12

1.13

Columbia Mid Cap Index Z

NMPAX

1.60

1.92

5.84

18.33

8.30

14.68

8.39

0.20

—

US Fund MidCap Value

1.63

1.03

4.58

17.26

5.74

13.37

6.17

1.16

Victory Sycamore Established Value I

VEVIX

0.98

0.32

5.48

16.22

10.24

15.82

9.45

0.69

Vanguard MidCap Value Index Admiral

VMVAX

0.90

1.44

6.92

17.96

8.16

15.67

7.58

0.07

—

US Fund Small Growth

2.60

4.33

10.15

23.12

6.67

12.81

7.05

1.30

Har�ord Small Cap Growth Y

HSLYX

2.53

4.70

9.67

24.14

7.94

15.09

8.40

0.83

Vanguard Small Cap Growth Index Admiral

VSGAX

2.03

3.79

10.04

19.03

5.84

12.91

7.84

0.07

—

US Fund Small Value

2.91

0.26

0.52

21.15

5.18

12.47

5.97

1.31

Pruden�al QMA SmallCap Value Z

TASVX

3.81

0.89

1.71

25.45

7.33

13.92

7.77

0.73

Vanguard Small Cap Value Index Admiral

VSIAX

2.42

0.44

2.43

19.15

7.52

15.01

7.44

0.07

—

US Fund Interna�onal

0.10

6.47

15.00

18.94

1.38

7.94

1.03

1.19

MFS Instl Interna�onal Equity

MIEIX

0.04

8.98

17.97

22.68

3.21

9.16

3.66

0.71

TIAACREF Interna�onal Eq Idx Instl

TCIEX

0.16

6.50

14.80

20.06

1.39

8.82

1.25

0.06

—

US Fund Diversified Emerging Mkts

1.02

5.87

18.14

20.48

0.48

4.07

1.48

1.45

Oppenheimer Developing Markets I

ODVIX

1.17

6.99

18.84

22.81

0.24

5.17

4.58

0.88

—

TIAACREF Emerging Markets Eq Idx Instl

TEQLX

1.05

6.21

19.08

23.20

1.16

3.65

0.23

—

US Fund Alloca�on50% to 70% Equity

0.45

2.35

6.30

10.67

4.00

7.97

4.89

1.17

Vanguard Balanced Index Adm

VBIAX

0.55

2.43

6.34

10.59

6.53

9.57

6.55

0.07

American Funds American Balanced R6

RLBGX

0.02

2.43

6.84

10.73

7.26

10.96

6.87

0.29

—

US Fund ShortTerm Bond

0.01

0.56

1.20

1.23

1.08

1.31

2.46

0.77

Vanguard ShortTerm InvestmentGrade Adm

VFSUX

0.09

0.74

1.57

1.31

1.89

2.15

3.29

0.10

Vanguard ShortTerm Bond Index Adm

VBIRX

0.06

0.60

1.09

0.05

1.26

1.18

2.91

0.07

—

US Fund IntermediateTerm Bond Loomis Sayles Core Plus Bond N

0.03

1.49

2.57

0.94

2.21

2.45

4.30

0.79

NERNX

0.00

1.26

3.20

3.12

2.08

3.57

6.33

0.39

Vanguard Total Bond Market Index Adm

VBTLX

0.02

1.48

2.40

0.44

2.43

2.13

4.45

0.05

— — — — — — — — — — 0.15 0.44 0.85 1.72 1.61 1.55 2.00 0.20

US Money Market

American Trust Stable Value

Past performance may not be indica�ve of future results. *Listed Expense Ra�o represents the fees paid to the underlying fund. Incep�on date for the Admiral shares of the Vanguard MidCap Growth, MidCap Value, Small Cap Growth, and Small Cap Value is 9/27/2011. Returns prior to that are from the fund's oldest share classes. For a prospectus on the underlying fund of the Por�olios, contact American Trust & Savings Bank, 5635821841. You should read the prospectus, if available, carefully before inves�ng.