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Calculate What You Need and Stay on Track

How do you know what you need to retire? Many experts believe that you will need to replace 60 to 80 percent of your current annual income. We can help you create a plan to set and achieve your goals, and track it with the ATBlueprint ® .

Determine Your Target Savings Goal We designed a tool to guide you in estimating how much you may need to have saved for retirement–your target savings goal. We used John as an example. He has 30 years until retirement, earns $30,000 per year, and currently has $15,000 in retirement savings. Click here to calculate your own target savings goal.

Now that you’ve calculated what you need for retirement, use the ATBlueprint ® to stay on track.

What is the ATBlueprint? The ATBlueprint is a powerful process that aids a participant in becoming ready for retirement. It draws your path to retirement by:

• Defining your relationship between your current and future income needs • Projecting a beneficiary’s monthly benefits

• Estimating annual costs of long term-care insurance • Suggesting ways to increase your retirement balance • Using monthly returns in future progress projection, and cost of living adjustments based on residence • Offering relevant ways to improve outcomes

Your Monthly Outlook The Monthly Outlook section in your ATBlueprint outlines the income your retirement accounts and Social Security may provide at retirement, and compares it to your goal. Your goal is determined by the AON Consulting 2008 Replacement Ratio Study or can be customized by you.

Improve Your Monthly Outlook The ATBlueprint also offers ways to help you improve your retirement outlook by saving more now and/or reducing income you need during retirement. Making small changes will have a positive impact on reaching your goal.

Create Your ATBlueprint! You can create your ATBlueprint by using specific measurements including compensation, savings rates, and more. You can also incorporate information from your other retirement accounts. This allows the ATBlueprint to provide a more holistic analysis of your retirement readiness. Complete the form, located in this folder, to create your ATBlueprint.