Joshi, Sarika

Sarika Joshi MD

Aggregate Premium

   $1M Whole Life PLUS Excess Funding

Guardian Life

Required

Voluntary

Projected Guaranteed

Projected

Projecetd

Additional

Minimum Additional

Net

Total Cash Value

Net

Pol

Att

Annual

Annual

Annual

Cash Value

Death Benefit

Year

Age

Premium Premium Income

245,800

234,200 ‐1,288,800

1 2 3 4 5 6 7 8 9

38 39 40 41 42 43 44 45 46 47 52 53 54 55 56 57 58 63 64 65 66 67 68 69 70 71 72 82 83 84 85 86 87 88 89 90 91 92 94 95 96

12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290 12,290

11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710 11,710

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

11,159 11,380 11,608 11,834 12,075 12,319 12,567 12,821 13,066 13,312 14,535 14,776 15,005 15,235 15,459 15,677

11,159 23,288 40,986 63,959 88,064 114,229 142,095 171,735 203,233 236,664 436,240 483,320 533,008 585,477 640,796 698,690 734,004 935,678 981,612 962,848 942,924 921,772 899,293 875,435 850,134 823,288 794,532 385,369 327,821 266,074 267,437 267,413 265,381 261,218 254,732 244,280 232,078 217,401 178,863 155,272 130,552

1,057,031 1,112,221 1,168,080 1,223,431 1,278,337 1,333,102 1,389,025 1,446,209 1,504,585 1,564,314 1,882,107 1,949,327 2,017,795 2,087,507 2,158,529 2,230,415 2,241,027 2,317,622 2,337,999 2,222,865 2,112,256 2,004,673 1,899,905 1,797,741 1,697,972 1,600,357 1,529,933

10

15 16 17 18 19 20 21 26 27 28 29 30 31 32 33 34 35 45 46 47 48 49 50 51 52 53 54 55 57 58 59

0

0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440

882,692 800,366 714,023 691,161 667,465 642,483 615,941 587,632 556,176 522,302 485,782 399,718 347,806 290,044

0 0 0 0 0 0 0 0 0 0 0

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