Joshi, Sarika

Guardian Life Insurance Illustration Tabular Detail Sarika Joshi, Female Age 38, Preferred Plus NT

Benefit

Premium ** $11,870.00

$1,000,000

Whole Life 99

Enhanced Accelerated Benefit Rider Waiver of Premium

$420.00

Index Participation Feature (50% initial allocation)

Total First Year Premium

$12,290.00

Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed - Current

Non-Guaranteed - Alternate

AGE AT ANNUAL CASH DEATH CASH DEATH POL START PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT YR OF YR # ## ## # * ## * ## * # * ## * ## * 1 38 12,290 0 1,000,000 12,290 0 1,000,000 12,290 0 1,000,000 2 39 12,290 0 1,000,000 12,290 320 1,000,320 12,290 320 1,000,320 3 40 12,290 4,850 1,000,000 12,290 5,606 1,001,992 12,290 5,601 1,001,986 4 41 12,290 14,210 1,000,000 12,290 15,535 1,004,118 12,290 15,515 1,004,078 5 42 12,290 23,910 1,000,000 12,290 25,922 1,006,692 12,290 25,879 1,006,580 6 43 12,290 34,470 1,000,000 12,290 37,665 1,009,989 12,290 37,584 1,009,761 7 44 12,290 45,410 1,000,000 12,290 50,369 1,015,264 12,290 50,228 1,014,863 8 45 12,290 56,760 1,000,000 12,290 64,072 1,022,581 12,290 63,839 1,021,916 9 46 12,290 68,470 1,000,000 12,290 78,816 1,031,832 12,290 78,445 1,030,776 10 47 12,290 80,560 1,000,000 12,290 94,645 1,043,082 12,290 94,077 1,041,475 11 48 12,290 93,040 1,000,000 12,290 111,624 1,056,221 12,290 110,787 1,053,868 12 49 12,290 105,910 1,000,000 12,290 129,793 1,071,209 12,290 128,598 1,067,883 13 50 12,290 119,180 1,000,000 12,290 149,180 1,087,935 12,290 147,520 1,083,376 14 51 12,290 132,860 1,000,000 12,290 169,878 1,106,306 12,290 167,630 1,100,224 15 52 12,290 146,950 1,000,000 12,290 191,898 1,126,306 12,290 188,917 1,118,384 16 53 12,290 161,460 1,000,000 12,290 215,339 1,147,836 12,290 211,460 1,137,727 17 54 12,290 176,390 1,000,000 12,290 240,225 1,170,895 12,290 235,261 1,158,224 18 55 12,290 191,750 1,000,000 12,290 266,661 1,195,420 12,290 260,398 1,179,786 19 56 12,290 207,530 1,000,000 12,290 294,675 1,221,422 12,290 286,877 1,202,398 20 57 12,290 223,740 1,000,000 12,290 323,927 1,248,415 12,290 314,325 1,225,547 21 58 12,290 239,240 1,000,000 12,290 353,336 1,275,697 12,290 341,641 1,248,513 22 59 12,290 255,110 1,000,000 12,290 384,048 1,303,346 12,290 369,946 1,271,365 23 60 12,290 271,340 1,000,000 12,290 416,148 1,331,472 12,290 399,297 1,294,205 24 61 12,290 287,900 1,000,000 12,290 449,669 1,360,183 12,290 429,701 1,317,127 25 62 12,290 304,790 1,000,000 12,290 484,683 1,389,545 12,290 461,197 1,340,181 26 63 12,290 321,990 1,000,000 12,290 521,279 1,419,659 12,290 493,843 1,363,453 27 64 12,290 339,490 1,000,000 12,290 559,516 1,450,623 12,290 527,658 1,387,019 28 65 11,870 357,250 1,000,000 11,870 599,432 1,482,493 11,870 562,647 1,410,914 29 66 11,870 375,270 1,000,000 11,870 641,125 1,515,350 11,870 598,865 1,435,195 30 67 11,870 393,540 1,000,000 11,870 684,664 1,549,257 11,870 636,339 1,459,900 31 68 11,870 412,020 1,000,000 11,870 730,094 1,584,271 11,870 675,068 1,485,057 32 69 11,870 430,710 1,000,000 11,870 777,504 1,620,452 11,870 715,094 1,510,699 33 70 11,870 449,600 1,000,000 11,870 826,978 1,657,856 11,870 756,448 1,536,851 34 71 11,870 468,680 1,000,000 11,870 878,565 1,696,498 11,870 799,130 1,563,497 35 72 11,870 487,940 1,000,000 11,870 932,343 1,736,385 11,870 843,161 1,590,618 NET CASH DEATH NET

August 28, 2019 ID:6692/Case ID:12734233

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