Joshi, Sarika

Guardian Life Insurance Illustration Planning Concept Based on the 2019 Dividend Scale

Guaranteed

Non-Guaranteed

CASH VALUE

AGE

BASE

BASE

NET

AT

POLICY GUAR.

END OF

CUM AFTER CUM

OF

NET

NET

START ANNUAL CASH YEAR

NET

NET

TAX NET A/T

ALL

CASH DEATH

POL OF YR YEAR 31 68 32 69 33 70 34 71 35 72 36 73 37 74 38 75 39 76 40 77 41 78 42 79 43 80 44 81 45 82 46 83 47 84 48 85 49 86 50 87 51 88 52 89 53 90 54 91 55 92 56 93 57 94 58 95 59 96 60 97 61 98 62 99 63 100 64 101 65 102 66 103 67 104 68 105 69 106 70 107

PREM VALUE DIVIDEND PREM PREM OUTLAY OUTLAY ADDS VALUE BENEFIT

#

## *

# *

# *

# *

# *

## *

## *

## *

##

11,870 412,020 11,870 430,710 11,870 449,600 11,870 468,680 11,870 487,940 11,870 507,380 11,870 526,970 11,870 546,660 11,870 566,440 11,870 586,240 11,870 606,020 11,870 625,760 11,870 645,400 11,870 664,800 11,870 683,880 11,870 702,590 11,870 720,830 11,870 738,510 11,870 755,520 11,870 771,900 11,870 787,660 11,870 802,810 11,870 817,460 11,870 831,800 11,870 846,050 11,870 860,530 11,870 875,930 11,870 893,000 11,870 912,470 11,870 936,190

16,226 16,954 17,730 18,513 19,336 20,202 21,129 22,128 23,207 24,393 25,654 27,032 28,499 30,017 31,645 33,482 35,513 37,671 39,670 41,225 42,810 44,369 46,081 48,025 49,153 49,384 48,702 47,121 46,051 45,127 42,036 30,409 94,605 99,193

0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800

0 245,800 137,088 549,108 1,245,570 0 245,800 144,456 575,166 1,252,188 0 245,800 152,666 602,266 1,259,898 0 245,800 161,739 630,419 1,268,671 0 245,800 171,720 659,660 1,278,479 0 245,800 182,660 690,040 1,289,323 0 245,800 194,619 721,589 1,301,223 0 245,800 207,674 754,334 1,314,220 0 245,800 221,904 788,344 1,328,365 0 245,800 237,408 823,648 1,343,737 0 245,800 254,262 860,282 1,360,391 0 245,800 272,573 898,333 1,378,403 0 245,800 292,423 937,823 1,397,836 0 245,800 313,820 978,620 1,418,698 0 245,800 336,848 1,020,728 1,441,044 0 245,800 361,697 1,064,287 1,465,048 0 245,800 388,508 1,109,338 1,490,897 0 245,800 417,364 1,155,874 1,518,697 0 245,800 448,046 1,203,566 1,548,246 0 245,800 480,095 1,251,995 1,578,990 0 245,800 513,510 1,301,170 1,610,808 0 245,800 548,243 1,351,053 1,643,649 0 245,800 584,454 1,401,914 1,677,633 0 245,800 622,450 1,454,250 1,712,992 0 245,800 661,500 1,507,550 1,748,906 0 245,800 700,859 1,561,389 1,784,318 0 245,800 740,027 1,615,957 1,818,183 0 245,800 778,555 1,671,555 1,849,493 0 245,800 817,426 1,729,896 1,878,682 0 245,800 857,967 1,794,157 1,905,959 0 245,800 900,182 1,867,552 1,929,128 0 245,800 951,650 1,951,650 1,951,650 0 245,800 1,046,255 2,046,255 2,046,255 0 245,800 1,145,448 2,145,448 2,145,448 0 245,800 1,249,452 2,249,452 2,249,452 0 245,800 1,358,501 2,358,501 2,358,501 0 245,800 1,472,838 2,472,838 2,472,838 0 245,800 1,592,721 2,592,721 2,592,721 0 245,800 1,718,418 2,718,418 2,718,418 0 245,800 1,850,211 2,850,211 2,850,211

11,870 967,370

0 1,000,000 0 1,000,000 0 1,000,000

0 1,000,000 104,004

0 1,000,000 109,048

0 1,000,000 0 1,000,000

114,337 119,883

0 1,000,000 125,697 0 1,000,000 131,793

August 28, 2019 ID:6692

Version: 2.24.1

Page: 16 of 18