Joshi, Sarika

Guardian Life Insurance Illustration Tabular Detail Sarika Joshi, Female Age 38, Preferred Plus NT

Benefit

Premium ** $11,870.00

$1,000,000

Whole Life 99

Enhanced Accelerated Benefit Rider Paid Up Additions Rider (Scheduled) PUA Waiver of Premium ($11,342.50/year)

$11,342.50

$367.50 $420.00

Waiver of Premium

Index Participation Feature (50% initial allocation)

Total First Year Premium

$24,000.00

See schedule of Index Participation Feature allocation. Dividend Option: Paid Up Additions (D)

Guaranteed

Non-Guaranteed - Current

Non-Guaranteed - Alternate

AGE AT ANNUAL CASH DEATH CASH DEATH POL START PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT PREMIUM VALUE BENEFIT YR OF YR # ## ## # * ## * ## * # * ## * ## * 1 38 24,000 11,159 1,057,031 24,000 11,159 1,057,031 24,000 11,159 1,057,031 2 39 24,000 22,539 1,111,245 24,000 23,288 1,112,221 24,000 23,090 1,112,023 3 40 24,000 38,997 1,162,759 24,000 40,986 1,168,080 24,000 40,367 1,166,695 4 41 24,000 60,191 1,211,677 24,000 63,959 1,223,431 24,000 62,676 1,219,861 5 42 24,000 81,966 1,258,108 24,000 88,064 1,278,337 24,000 85,854 1,271,596 6 43 24,000 104,845 1,302,142 24,000 114,229 1,333,102 24,000 110,804 1,322,216 7 44 24,000 128,352 1,343,872 24,000 142,095 1,389,025 24,000 137,137 1,373,022 8 45 24,000 152,523 1,383,388 24,000 171,735 1,446,209 24,000 164,893 1,424,100 9 46 24,000 177,299 1,420,776 24,000 203,233 1,504,585 24,000 194,117 1,475,363 10 47 24,000 202,701 1,456,126 24,000 236,664 1,564,314 24,000 224,847 1,526,948 11 48 24,000 228,741 1,489,524 24,000 272,144 1,625,329 24,000 257,157 1,578,766 12 49 24,000 255,416 1,521,052 24,000 309,757 1,687,669 24,000 291,086 1,630,833 13 50 24,000 282,732 1,550,791 24,000 349,559 1,751,271 24,000 326,643 1,683,063 14 51 24,000 310,707 1,578,817 24,000 391,707 1,816,068 24,000 363,933 1,735,367 15 52 24,000 339,332 1,605,203 24,000 436,240 1,882,107 24,000 402,945 1,787,772 16 53 24,000 368,618 1,630,023 24,000 483,320 1,949,327 24,000 443,783 1,840,193 17 54 24,000 398,553 1,653,344 24,000 533,008 2,017,795 24,000 486,448 1,892,674 18 55 24,000 429,148 1,675,233 24,000 585,477 2,087,507 24,000 531,050 1,945,184 19 56 24,000 460,387 1,695,752 24,000 640,796 2,158,529 24,000 577,592 1,997,765 20 57 24,000 492,274 1,714,965 24,000 698,690 2,230,415 24,000 625,725 2,049,944 21 58 12,290 512,528 1,704,241 12,290 746,911 2,273,758 12,290 663,134 2,072,289 22 59 12,290 533,150 1,693,677 12,290 797,325 2,318,241 12,290 701,814 2,094,667 23 60 12,290 554,126 1,683,272 12,290 850,098 2,363,725 12,290 741,864 2,117,218 24 61 12,290 575,409 1,673,023 12,290 905,289 2,410,399 12,290 783,280 2,140,088 25 62 12,290 596,989 1,662,927 12,290 963,015 2,458,360 12,290 826,113 2,163,335 26 63 12,290 618,836 1,652,983 12,290 1,023,427 2,507,766 12,290 870,436 2,187,070 27 64 12,290 640,933 1,643,189 12,290 1,086,624 2,558,765 12,290 916,273 2,211,389 28 65 11,870 663,219 1,633,541 11,870 1,152,691 2,611,458 11,870 963,629 2,236,340 29 66 11,870 685,691 1,624,038 11,870 1,221,783 2,665,975 11,870 1,012,573 2,261,994 30 67 11,870 708,335 1,614,677 11,870 1,294,020 2,722,405 11,870 1,063,134 2,288,386 31 68 11,870 731,090 1,605,457 11,870 1,369,485 2,780,843 11,870 1,115,309 2,315,551 32 69 11,870 753,957 1,596,375 11,870 1,448,336 2,841,389 11,870 1,169,152 2,343,522 33 70 11,870 776,916 1,587,430 11,870 1,530,699 2,904,129 11,870 1,224,693 2,372,326 34 71 11,870 799,962 1,578,618 11,870 1,616,687 2,969,086 11,870 1,281,935 2,401,927 35 72 11,870 823,081 1,569,939 11,870 1,706,423 3,036,268 11,870 1,340,898 2,432,282 NET CASH DEATH NET

August 28, 2019 ID:3204/Case ID:12734234

Version: 2.24.1

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