Joshi, Sarika

Sarika Joshi MD

Special Pre and Post Retirement Income Distributions

Guardian Life

Special A Pre Retire

Annual

Annual Tuition Income

Total

Retiremnt

Non Taxable

Pol

Att

Income

Income

Income

Year

Age

Disributn

Disributn

Disributn

Disributn

0

‐1,288,800

0

‐1,288,800

1 2 3 4 5 6 7 8 9

38 39 40 41 42 43 44 45 46 47 52 53 54 55 56 57 58 63 64 65 66 67 68 69 70 71 72 82 83 84 85 86 87 88 89 90 91 92 94 95 96

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

10

15 16 17 18 19 20 21 26 27 28 29 30 31 32 33 34 35 45 46 47 48 49 50 51 52 53 54 55 57 58 59

‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440

‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440 ‐64,440

0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0

          ______________________           Policy Values Reflect Dividend Additions from Guardian Life's 2019 Dividend Scale           Carrier Dividends are Never Guaranteed.  Premiums include Disability Waiver           See AIS Bookshelf for Home Office Illustrations of Policy Values, Features and Benefits