Joshi, Sarika

Guardian Life Insurance Illustration Planning Concept Based on the 2019 Dividend Scale

Guaranteed

Non-Guaranteed

AGE

BASE

BASE

AFTER NET

AT

POLICY GUAR.

TAX

AFTER CUM TAX NET A/T

NET

NET

START ANNUAL CASH

NET ANNUAL CUM LOAN

CASH DEATH

POL OF YR YEAR 71 108 72 109 73 110 74 111 75 112 76 113 77 114 78 115 79 116 80 117 81 118 82 119 83 120

PREM VALUE PREM LOAN LOAN INTEREST OUTLAY OUTLAY VALUE BENEFIT

#

# *

#

#

#

# *

# *

## *

## *

##

0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000 0 1,000,000

0 103,212 2,726,078 104,849 0 107,276 2,833,354 108,975 0 111,499 2,944,853 113,264 0 115,889 3,060,742 117,721 0 120,451 3,181,194 122,354 0 125,194 3,306,387 127,169 0 130,122 3,436,510 132,173 0 135,245 3,571,755 137,375 0 140,570 3,712,325 142,782 0 146,104 3,858,429 148,401 0 151,856 4,010,286 154,242 0 157,835 4,168,121 160,312 0 164,049 4,332,169 166,622

1,637 -802,667 107,276

107,276 111,499 115,889 120,451 125,194 130,122 135,245 140,570 146,104 151,856 157,835 164,049

1,699 -800,968

111,499

1,764 -799,203 115,889 1,832 -797,371 120,451 1,902 -795,469 125,194 1,975 -793,494 130,122 2,051 -791,443 135,245 2,130 -789,313 140,570 2,212 -787,101 146,104 2,297 -784,805 151,856 2,385 -782,419 157,835 2,477 -779,942 164,049 2,573 -777,369 170,508

170,508 THIS ILLUSTRATION IS BASED ON THE 2019 DIVIDEND SCALE AND ASSUMES THAT THE CURRENTLY ILLUSTRATED NON-GUARANTEED ELEMENTS, INCLUDING DIVIDENDS, WILL CONTINUE UNCHANGED FOR ALL YEARS SHOWN. THIS IS NOT LIKELY TO OCCUR AND THE ACTUAL RESULTS MAY BE MORE OR LESS FAVORABLE THAN THOSE SHOWN. THE ASSUMPTIONS ON WHICH NON-GUARANTEED ELEMENTS ARE BASED ARE SUBJECT TO CHANGE BY THE COMPANY. SEE TABULAR DETAIL FOR GUARANTEED VALUES AND OTHER IMPORTANT INFORMATION.

August 28, 2019 ID:3204

Version: 2.24.1

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