2019 Best Practices Study

12.1%

9.6%

9.6%

7.9% 7.9%

7.5%

7.1%

6.4%

7.5%

7.0%

5.5%

6.5% 6.6%

5.6%

5.0%

5.8%

4.6%

5.2% 5.4%

3.6%

3.3%

4.2%

3.3%

3.4%

< $1.25M $1.25M- $2.5M

$2.5M- $5.0M

$5.0M- $10.0M

$10.0M- $25.0M

> $25.0M

< $1.25M $1.25M- $2.5M

$2.5M- $5.0M

$5.0M- $10.0M

$10.0M- $25.0M

> $25.0M

2018 2019

2018 2019

7.0%

9.2% 9.3%

6.4% 6.5%

7.6% 7.1%

6.7%

5.4%

5.2% 5.4%

4.9%

0.4%

4.1%

0.2%

3.5%

3.2% 3.1%

-1.1%

2.8%

-2.4%

-4.3%

1.8%

-12.4%

< $1.25M $1.25M- $2.5M

$2.5M- $5.0M

$5.0M- $10.0M

$10.0M- $25.0M

> $25.0M

< $1.25M $1.25M- $2.5M

$2.5M- $5.0M

$5.0M- $10.0M

$10.0M- $25.0M

> $25.0M

2018 2019

2018 2019

Note : Commercial P&C includes Bonds / Surety. Group L/H/F includes Group Medical, All Other Group, and Individual L/H/F .

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