NATIXIS - 2018 Registration document and annual financial report

NON-FINANCIAL PERFORMANCE REPORT Business line contributions to green and sustainable growth

ODD 8: Decent work and economic growth 2018 Key event Ostrum AM’s commitment in Bangladesh

Five years after the collapse of Rana Plaza, which caused the death of over 1,100 workers, this commitment seeks to inform the Bangladesh government, the textile industry, and signatories of the Bangladesh Accord (1) and the Alliance (2) of the major efforts still required to improve the health and safety of textile workers. Ostrum AM is one of these signatories. In view of investor doubts about this issue, this new commitment also invites sector companies to use their influence to encourage the Bangladesh government to respect human rights and the freedom of association, adopt a regular pay review system and ensure restructuring in the textile sector to protect workers’ health, safety and well-being.

Solidarity investment 6.3.1.4 Natixis offers employee savings plans with SRI and/or Finansol (solidarity investment) certification via Natixis Interépargne, a pioneer in responsible, solidarity-based employee savings. Natixis Interépargne was the first company to offer its customers responsible and solidarity employee share ownership plans (SRI and Finansol certified respectively), even before it was legally required to do so.

Natixis Interépargne is fully committed to the sustainable development path, ranking No. 1 in terms of solidarity-based employee savings inflows in France, with over €1.5 billion in AUM (3) , representing nearly 20% of the solidarity-based employee savings market. SRI assets under management by Natixis Interépargne amount to €4.9 billion, making a total of over €6 billion in certified investments in a market that totals over €20 billion.

6

EVOLUTION OF NATIXIS INTERÉPARGNE SOLIDARITY AND SRI ASSETS UNDER MANAGEMENT ■

(in € bn)

6.3

4.9

3.8

2.7

1.5

1.2

2013

2014

2015

2016

2017

2018

SRI assets under management Solidarity assets under management Total (SRI + Solidarity assets under management)

Natixis Interépargne’s savings inflows and Mirova’s portfolio management expertise combine to provide financing for sustainable and solidarity-based projects. Projects such as these are developed by investing in companies that strictly observe ESG criteria, or by allocating resources to entities in the social and solidarity-based economy. Mirova’s Insertion Emplois Dynamique fund, which was launched in 1994, was one of the first solidarity-based “90/10” funds dedicated to job creation in France. The solidarity allocation (10% of assets) finances structures with a positive social impact across the country in conjunction with France Active, while the equity

allocation (90% of assets) invests in listed companies planning to create jobs in France over 3 years, based on analysis performed by Mirova. The employee headcount in the listed companies in which the fund invests increased by an average of 10% over the review period (2014-2017), while it was stable for CAC 40 companies overall. The portfolio’s ESG profile also improved over this period, and its carbon impact improved sharply, with the climate scenario implied by its investments (expected temperature rise) estimated at +1.5°C in June 2018, compared with +4.4°C at the end of 2014. The fund has €576 million in

assets under management.

All investors that signed the first Accord on Fire and Building Safety in Bangladesh: http://bangladeshaccord.org/wp-content/uploads/2013/10/ (1) the_accord.pdf All textile companies that joined the first Accord signed in 2013. (2) Excluding the Impact ISR Rendement Solidaire fund and the Cap ISR Mixte Solidaire fund, which are included in SRI AUM. (3)

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Natixis Registration Document 2018