Bridgewater Bancshares, Inc. Annual Report

Bridgewater Bancshares, Inc. and Subsidiaries Notes to Consolidated Financial Statements (dollars in thousands, except share data)

The following table presents information regarding total carrying amounts and total unpaid principal balances of impaired loans by loan segment as of December 31, 2019 and 2018:

December 31, 2019

December 31, 2018

Recorded Principal Related Investment Balance Allowance Investment Balance Allowance Related Recorded Principal

Loans With No Related Allowance for Loan Losses: Commercial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 167 $ 167 $

— $

— $ — $ 198 807

— — — — — — — —

Construction and Land Development . . . . . . . . . . . . Real Estate Mortgage: HELOC and 1-4 Family Junior Mortgage. . . . . . . . . . 1st REM - 1-4 Family. . . . . . . . . . . . . . . . . . . . . . . . . . 1st REM - Rentals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . CRE Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . Consumer and Other . . . . . . . . . . . . . . . . . . . . . . . . . . Loans With An Allowance for Loan Losses: Commercial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Real Estate Mortgage: HELOC and 1-4 Family Junior Mortgage. . . . . . . . . . CRE Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . Consumer and Other . . . . . . . . . . . . . . . . . . . . . . . . . . Totals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

176 785

—

302 489 — — 757 757 236 236 — —

— — — — —

157 157 253 253 957 957 209 209

58

78

Totals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,638 2,434

— 1,832 2,461

106 109

31

8

8

8

— —

— —

— — 14 45

309 336 156 156

17 22 — 47 47

—

14 14 120 123

—

473 500

Grand Totals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 1,758 $ 2,557 $

45 $ 2,305 $ 2,961 $

99