Bridgewater Bancshares, Inc. Annual Report

Growth: it’s more than just a core value

Total deposits In Billions

Total assets In Billions

Total Loans In Billions

$2.3

$2.0

$1.9

$1.8

$1.7

$1.6

$1.6

$1.3

$1.3

>> CAGR 21.6%

diluted Earnings per share >> CAGR 21.2% 2017 2018 2019

>> CAGR 24.1%

2017 2018

2019

2017 2018

2019

Financial highlights Net income In Millions

Tangible book Value per share

$1.05

$8.33

$31.4

$7.22 $5.40 2017 2018 2019

$26.9

$0.91

>> yoy growth 16.7%

>> yoy growth 15.3%

$0.68

$16.9 2017 2018 2019

>> YOY GROWTH 14.5% 2017 2018

2019

CAGR = Compound Annual Growth Rate