Ham, Dr. Steven

Guaranteed Results - Life Insurance Report Name: Dr. Steven Ham Male Age : 69-Preferred Non-Tobacco-1 Date: 2/28/2019

Initial Death Benefit $500,000

Initial Annual Payment $15,654

Guaranteed Interest Rate** 1.00%

Tax Rate 35%

Annual Cash Value Incr / Decr

Net Cash Value

Net Annual Outlay

Cumulative Net Outlay

Net Death Benefit

Year

Age

1 2 3 4 5 T@ 6 7 8 9 10 T@ 11 12 13 14 15 T@ 16 17 18 19 20 T@ 21 22 23 24 25 T@

69 70 71 72 73 73 74 75 76 77 78 78 79 80 81 82 83 83 84 85 86 87 88 88 89 90 91 92 93 93

15,654 15,654 15,654 15,654 15,654 78,270 15,654 15,654 15,654 15,654 15,654 156,540 15,654 15,654 15,654 15,654 15,654 234,810 15,654 15,654 15,654 15,654 15,654 313,080 15,654 15,654 15,654 15,654 15,654 391,350

15,654 31,308 46,962 62,616 78,270 78,270 93,924 109,578 125,232 140,886 156,540 156,540 172,194 187,848 203,502 219,156 234,810 234,810 250,464 266,118 281,772 297,426 313,080 313,080 328,734 344,388 360,042 375,696 391,350 391,350

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000

V2.51.00 C2.64.00g. 02282019342223 **This is a supplemental presentation. It must be accompanied by a complete UL - PruLife® Universal Protector presentation which shows guaranteed elements and other important information. † The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis.

Presented by: Gary H. Scholnick, CLU ChFC

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