Security Title Endorsement Guide

VARIABLE RATE MORTGAGE ALTA 6-06 (10-16-08), and 6.2-06 (10-16-08)

These endorsements were created to insure the validity and priority of the mortgage liens

securing loans with variable interest rates. The ALTA 6-06 is the basic variable interest rate

endorsement. The ALTA 6.1 is not filed in California and is designed for use where lenders face

regulatory requirements which must be followed in order to make such loans. The ALTA 6.2-06

was created to insure the validity and priority of mortgage liens as security for interest at variable

rates and as security for additional principal created by the negative amortization of unpaid

interest.

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