Security Title Endorsement Guide

MANUFACTURED HOUSING ALTA 7-06 (06-17-06), 7.1-06 (06-17-06) and 7.2-06 (06-17-06)

These endorsements clarify whether or not a manufactured housing unit (“MHU”) located on the

Land is covered by the insurance policy. The ALTA 7-06 adds the MHU to the definition of Land.

In addition the ALTA 7.1-06 and the ALTA 7.2-06 insure against loss or damage if the MHU is not

located on the subject premises, if there are UCC type liens filed against the MHU and if the MHU

does not constitute real property under state law. The ALTA 7.1-06, which is the form to be used

with a Loan Policy, also insures that the Insured Mortgage can be enforced in a single foreclosure

action against both the MHU and the Land.

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