Security Title Endorsement Guide

ALTA 9 SERIES 9 ALTA 9-06 to 9.10-06 [ALTA 9.4-06 AND 9.5-06 WITHDRAWN EFFECTIVE 4/2/2012]

It is common for institutional lenders to require certain additional title insurance coverages for

loans secured by first mortgages on improved real property when these mortgages are to be sold

on the secondary market. The original ALTA Form 9 was designed to provide those coverages in a

single, inclusive form. It afforded the lender various protections with respect to private property

restrictions, building setback lines, encroachments and excepted minerals. Forms for use with

owner’s policies were subsequently adopted also.

In 2012 and 2013 ALTA completely revised all of the endorsements in the series, withdrawing the

9.4-06 and 9.5-06 and adding 5 new forms- the 9.6-06, 9.7-06, 9.8-06, 9.9-06 and 9.10-06.

ALTA 9 Series Summary Actual Endorsement Availability Depends Upon Case by Case Title Insurer’s Underwriting Analysis

Coverage Requested

Loan Policy

Owners Policy

To get this coverage for: vacant land combine - ALTA 9.1- 06¹, ALTA 28.1-06² and ALTA 35.1-06 . improved land - combine ALTA 9.2-06¹ , ALTA 28.1-06² and ALTA 35.1-06 . Use: ALTA 9.1-06¹ for unimproved land, ALTA 9.2-06¹ available for improved Land, or ALTA 9.8² for Land Under Development Use: ALTA 9.9-06 06 ( An option, right of first refusal or right of prior approval).

Use:

ALTA 9-06¹ for existing improvements, ALTA 9.7-06¹ for Land under Development, and ALTA 9.10-06¹ where a possibility of forfeiture exists but there is no current violation. Use: ALTA 9.3-06¹ (It has the same coverage as Section 3 of the ALTA 9-06, so the ALTA 9-06 is more inclusive with its encroachment and mineral coverages in Section 4). Use: ALTA 9.6-06 ( A private charge or assessment, option, right of first refusal or right of prior approval).

A L T A

Restrictions, Encroachments, Minerals

9

Covenants, Conditions & Restrictions

S E R I E S

Private Rights

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