Security Title Endorsement Guide

NON-IMPUTATION

ALTA 15-06 (FULL-EQUITY TRANSFER) (06-17-06);

15.1-06 (ADDITIONAL INSURED) (06-17-06)

15.2-06 (PARTIAL EQUITY) (06-17-06)

These ALTA forms give coverage over matters known to specified parties that would otherwise

be excluded from coverage on the basis of imputed knowledge, but also over the consequences

of the actions or inactions of those parties which affect the Title. Form 15-06 is to be used when

the entire beneficial interest of the entity holding Title and named as the insured on Schedule A

(e.g., partnership interest, corporate stock, membership interest of limited liability company) has

been transferred for value. Form 15.1-06 is to be used when only a portion of the beneficial

interest of the entity holding Title and named on Schedule A as the insured has been transferred

and the incoming beneficial owner is identified on the form as an additional insured. Form 15.2-

06 is to be used when the incoming beneficial owner requests to be the insured in its own policy,

and its interest has been transferred for value.

Exclusions from Coverage 3(a) and (b) in the ALTA Owner’s Policy and ALTA Loan Policy

exclude from coverage matters created, suffered, assumed, or agreed to by the insured or known

to the insured, but not to the Company, and not disclosed by the public records.

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