Core Portfolio Income 5


Past performance is no guarantee of future returns. The price of shares and the income from them can fall as well as rise. The value of this investment is not guaranteed and on encashment you may not get back the full amount invested. Please be aware that there may be occasions when an individual fund or funds may have a higher risk rating than your overall stated attitude to risk. If this is the case, then the overall risk rating applied to all of the combined funds being recommended is still designed to meet the portfolio risk profile and objectives. Performance data may show backtested performance of the core portfolio from the earliest date where data is available. Performance data is indicative only and actual portfolio performance may vary. Constituent funds of the portfolio may vary depending on your platform provider. Performance data shown in this report is net of charges, Emery Little 0.75% per annum and typical platform charges of 0.30% per annum. In order to include longer term performance, an industry IT deficiency means that performance data for pre 2013 is understated by approximately 0.75% per annum. We felt it was better to understate rather than overstate performance. This discrepancy ONLY relates to pre 2013 performance. The portfolio benchmarks are constructed based on the sector average returns* of funds within each portfolio with the same weightings as funds in each portfolio. Portfolio benchmarks are dynamic and their composition may change with any changes in portfolio asset allocation. Portfolio benchmark performance data includes Emery Little fees (0.75% per annum) and typical platform charges (0.30% per annum). *Fund sectors are defined by the Investment Association (IA) for more information see The following indices are used for risk-return position (page 12): FTSE Actuaries UK Conventional Gilts All Stocks (UK Gilts), IPD UK All Property (UK Property), FTSE All Share (UK Equities), MSCI EM (Emerging Market Equities), MSCI World (Developed Market Equities). All portfolio data is provided by FE Analytics unless otherwise stated. Figures may be subject to rounding differences. Performance data is total return cumulative performance to 30 September 2015, on a bid-bid basis, rebased in Pounds Sterling, unless stated otherwise. Volatility is 3 year cumulative annualised volatility to 30 September 2015. Care has been taken to ensure that the information is correct but Emery Little neither warrants, represents nor guarantees the contents of the information, nor does it accept any responsibility for errors, inaccuracies, omissions or any inconsistencies herein. Emery Little is authorised and regulated by the Financial Conduct Authority and provides advice on investment products. The registered office is Ebenezer Chapel, Bradden Lane, Gaddesden Row, Herts HP2 6JB. Emery Little is registered in England No. 08843953.

Emery Little Core Portfolio for Income 5

Page 14

Q4, 2015

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