2020 AtlantiCare Benefits Workbook

Long Term Disability

HOME TABL OF CONTENTS WELCOME.................2 WHAT’S NEW. ...........3 I E CENTERS AND EBSITES...................4 HO TO ENROLL.......5 MEDICAL..............6-12 PRESCRIPTION DRUG. ................13-15 ADDITIONAL MEDICAL PLAN RESOURCES.........16-18 DENTAL...............19-21 VISION.....................22 LIFECENTER..............23 LIFE INSURANCE. .....24 LONG TERM DISABILITY...............25 VOLUNTARY OFFERINGS. ........26-29 SPENDING ACCOU TS. ............30 RETIREMENT B NEFITS..................31 WELLNESS. .........32-36 LEGAL NOTICES..37-39 CONTACTS.........40-41 GLOSSARY..........42-43 FAQs...................44-46 FORMS................47-56 WHAT’S NEW SERVICE CENTERS AND WEBSITES HOW TO ENROLL MEDICAL PRESCRIPTION DRUG ADDITIONAL MEDICAL PLAN RESOURCES DENTAL VISION LIFE INSURANCE LONG TERM DISABILITY VOLUNTARY OFFERINGS SPENDING ACCOUNTS RETIREMENT BENEFITS WELLNESS LEGAL NOTICES CONTACTS GLOSSARY

Long term disability (LTD) protects full-time employees (who have been employed at least one year) from lost earnings when illness or injury causes total disability. LTD begins after you have been disabled for six months. There are two options you can choose from: • You will be paid 50% of your monthly earnings up to a maximum of $2,500 per month; OR • You can elect the higher option of 66 2/3% of your monthly earnings up to $5,000. You will pay the cost of this higher coverage.

If you did not elect coverage at your one year eligibility, evidence of insurability is required to elect coverage.

*Effective January 1, 2020 AtlantiCare Behavioral Health employees are eligible for this benefit.

FORMS

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