Home&LifestyleSpring2016

Important information for insurance for tradespeople,ownerbuilders, renovators and you!

Also referred to as Accident & Sickness insurance – protects the employed and self employed against loss of income due to an accident or sickness – an essential policy to protect the lifestyle of all income earners and tax deductible.

Providing a lump sum on diagnosis of a major trauma such as cancer, heart problems etc – helping people afford the best treatment, pay medical bills, settle debts etc.

Income Protection

Trauma Insurance

Also known as Construction Insurance – protects a project and you against fire, storm, malicious damage, liability etc.

Protecting the trades person against liability claims, loss of tools and equipment, commercial motor claims etc.

Contract Works

Trades Insurance

Is a policy that has to be taken out by NSW law – 1. By a builder or trades person before taking any money (including a deposit) from a home owner (including an owner – builder) under a residential building contract and before commencing any work under that contract. 2. By an owner builder (i.e. a home owner who did owner/builder work under an owner/builder permit) before entering into a contract for sale of the property on which residential building work was done within the previous 6 years. In both cases for work where the contract price or the reasonable market cost of the labour and materials involved exceeds $20,000.

Home Warranty Insurance

All ofthese insurancesareavailablefromCoastandCountry For more information and quotes on these and other insurances please contact Coast & Country Insurance Consultants on 4334 3622, or email office@cc-insurance.com or arrange to drop in at 1/217 The Entrance Road, The Entrance.

The advice, comments and recommendations provided are of general nature only. Your personal needs, objectives and financial circumstances have not been taken into account. Authorised Representative of NAS Insurance Brokers - AFSL 233750 and PGW Financial Services Pty Ltd - AFSL 384713

& Lifestyle Magazine | Spring 2016

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