Associate Handbook 2018

All Associates are expected to be familiar with and comply with the following :

Whistleblowing policy

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Money Laundering Avoidance

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Sanctions Policy

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Third Party Payments – Take on Procedures

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Financial Crime Policy

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UK Travel and Expenses Policy

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The Bribery Act 2010 Guidelines

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10.25 Risk Management

Lockton’s business strategy provides for a dual challenge of strong focus on sales and growth, as well as service and client retention. Lockton International is currently facing a period of rapid change within its business and group of Companies, in its industry markets and an increase in threats and opportunities from external regulation. As good business practice, senior Managers should recognise the need to have a good general awareness of risks that could pose a threat to it delivering this business strategy and in achieving new opportunities and operational objectives for business success. Lockton’s enterprise wide risk management framework will help to ensure that a common approach to risk management is developed across all of its business operations internationally on an integrated basis. Senior management of each strategic business group in the UK or overseas will be responsible for implementation of this risk framework based on their strategic and operational needs, encompassing business units and regional offices under their management control. The objective of senior management should be to adopt a risk based culture where consideration of operational risk management and control becomes embedded into our regular business activities. The extent of risk control should be balanced by the continued encouragement of enterprise and innovation. Good corporate governance will be assured through Senior Managers becoming accountable to the Board for the regular review, measurement and reporting on significant risks and control activities within the business.

Senior Management is expected to be familiar with and comply with the following guidelines :

EWRM Risk Management Framework

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