Corporate Brochure 2015 (USD)

79.2  134 $134m 79.2% Net Income – Group share Cost-to-income ratio

OPERATIONAL EFFICIENCY

The cost-to-income ratio of 79.2% in 2014 ranks among the best in the asset servicing industry.

PROFITABILITY CACEIS’s profitability was confirmed in 2014 with a Net Income, before exceptional items, of $134 million.

SOLVENCY IN EXCESS OF REGULATORY REQUIREMENTS (BASEL 3 PHASE-IN)

CACEIS is one of the best capitalised banking groups dedicated to asset servicing in the Euro zone.

Prudential shareholder equity Tier 1: $1,496 million Tier 1 + Tier 2: $1,802 million

Solvency Ratios Tier 1: 7.87% Tier 1 + Tier 2: 9.47%

STANDARD & POOR’S: A/A-1