Annual Review 2019

deposit & Loan portfolio

total equity capital up 11%

• Property Rehabilitation • New Construction • Lot Financing • Land Development Construction & Developmemt commercial loans

8%

6%

Personal Savings Personal Checking

deposit portfolio Personal Savings Personal Checking Business Savings Business Checking Certificates of Deposit

• Receivables & Inventory Financing • Equipment Acquisition • Business Acquisition • SBA Financing • Executive Lines of Credit • Stock/Bond Secured Loans • Auto Financing • Recreational Vehicles • Overdraft Lines of Credit personal loans commercial & industrial • Mini-Permanent Loans • Revolving Lines of Credit • Affordable Housing Financing • Tax Credit Bridge Loans MultiFamily Lending

32%

Business Savings Business Checking Certificates of Depo it

21%

33%

• Owner Occupied Homes • Vacation Homes • Residential Rental Homes • Home Equity Lines of Credit • Construction/Bridge Loans Residential Real Estate • Office Buildings • Retail Strip Centers • Industrial Properties • Mixed-Use Buildings Commercial Real Estate

3%

14%

Loan portfolio Owner Occupied Commercial Real Estate

e

31%

Non Farm/Non Residential Construction & Development Commercial & Industrial Multifamily 1-4 Family

27%

Lending As the premier real estate lender in the Twin Cities, Bridgewater Bank’s loan products are assembled to meet the distinctive needs of real estate and small business entrepreneurs. Our lenders are experts in the markets we serve. Together, we realize that flexibility and quick responses are integral to ensuring our clients’ success.

10%

15%

16

17