Annual Review 2019
financial summary
Consolidated statements of income
12/31/19
12/31/18
INTEREST INCOME
Loans, Including Fees Investment Securities Other
$94,852
$78,033
7,773 1,153
6,694
499
Total Interest Income
103,778
85,226
Interest expense Deposits Notes Payable Federal Home Loan Bank Advances
23,996
15,972 594 1,718 1,568
501
3,407 1,556
Subordinated Debentures Federal Funds Purchased Total Interest Expense NET INTEREST INCOME Provision for loan losses net interest income after provision for loan losses noninterest income Customer Services Fees Net Gain (Loss) on Sales of Available for Sale Securities Net Gain (Loss) on Sales of Foreclosed Assets Other Income Total Noninterest Income Noninterest expense Salaries and Employee Benefits Occupancy and Equipment Other Expense
186
636
29,646
20,488
74,132
64,738
2,700
3,575
Locally founded. locally led.
71,432
61,163
760 516
745
(125) (225) 2,148
69
2,481
3,826
2,543
22,076 3,085
18,620
2,351
11,771
10,591
Total Noninterest Expense
36,932
31,562
income before income taxes provision for income taxes
38,326
32,144
6,923
5,224
Contents Consolidated statements of income consolidated balance sheets consolidated shareholders’ equity
net income
$
$
31,403
26,920
19 20
*Dollars in thousands
21
board of directors
22-23 24-25
Strategic leadership team
18
19
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