NATIXIS -2020 Universal Registration Document

RISK FACTORS, RISK MANAGEMENT AND PILLAR III Basel 3 Pillar III disclosures

Credit quality of assets by business sector (CR1-B)

Defaulted exposures

Non-defaulted exposures

Allowances/ impairments

Net values (a + b - c)

(in millions of euros) Administrations

50

43,864 2,042 2,556 4,290 4,891 3,359 2,372 3,000 3,184 9,481 11,440 78,973

58

43,856 2,040 2,565 4,283 4,883 3,367 2,399 2,986 3,264 9,466 11,655 79,006

Aeronautics/weapons

2

Food industry Automobile

118

109

19 47 59

26 55 52 22 73 98 28

Consumer goods

Construction

Int. commod. trading

357

143

Communications

49 59

Electrical mecan. construct.

3

Distribution Electricity

178

12

Finance Holdings

827

794

40

3,129

15 14

3,154 1,223

Hotel/tourism/leisure

425 282

812

Real estate

12,071

110

12,243

Base industries

56

4,503

32

4,526

Oil & Gas

781

14,521

313

14,989

Pharmacy/Health

64

1,876 3,630 3,869 1,742 3,172 1,531 7,062 6,555

16 39 16 50 17

1,924 3,971 3,878 1,751 3,170 1,530 7,481 6,548

Services Utilities

380

25 58 15

Technology

Telecom

Securitization Transportation

1

577

159

Other

9

16

TOTAL AT 31/12/2020 TOTAL AT 31/12/2019

4,488 3,283

233,926 233,597

2,258 2,181

236,156 234,700

189

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020