NATIXIS -2020 Universal Registration Document

FINANCIAL DATA Statutory Auditors’ report on the consolidated financial statements

Specific verifications In accordance with applicable professional standards in France, we have also performed the specific verifications required by law and regulations of information about the Group disclosed in your Board of Directors’ management report. We have no matters to report as to its fair presentation and its consistency with the consolidated financial statements. We attest that the consolidated Non-Financial Performance Report required by Article L.225-102-1 of the French Commercial Code is included in the Group'smanagement report, it being specified that, in accordance with the provisions of Article L.823-10 of the Code, we have not verified the informationcontained in this report with respect to its fair presentation or the consistency with the consolidated financial statements of the information contained and should be reported by an independent third party. Other verifications or information provided for by French law and regulations Format of the consolidated financial statements intended to be included in the annual financial report In accordance with part III of Article 222-3 of the AMF General Regulation, the management of your Company informed us of its decision to postpone the application of the single electronic reporting format as defined by Commission Delegated Regulation No. 2019/815 of December 17, 2018 for fiscal years beginning on or after January 1, 2021. As a result, this report does not contain any conclusions on compliance with this format in the presentation of the annual financial statements intended to be included in the annual financial report mentioned in I of Article L.451-1-2 of the French Monetary and Financial Code. Appointment of the Statutory Auditors We were appointed Statutory Auditors of Natixis S.A. by the General Shareholders’ Meetings held on May 24, 2016 in the case of PricewaterhouseCoopersAudit, and on June 16, 1998 in the case of Deloitte & Associés (taking into account the mergers of firms that have occurredsince that date). The appointmentwas previouslyheld by other entities of the Deloitte network for which the full history of appointments cannot be established. As at December 31, 2020, PricewaterhouseCoopersAudit was in its fifth year of appointment without interruption. As of that date, the length of Deloitte & Associés’ uninterrupted appointment was over 20 years, including 15 years since the combination of the IXIS business of the Caisse Nationale des Caisses d’Epargne (CNCE) and the Natexis Banques Populaires business of Banque Fédérale des BanquesPopulaires (BFBP), which on November 17, 2006 resulted in the incorporation of Natixis through the transfer of CNCE’s subsidiary shares and equity investments to the Natexis Banques Populaires entity, which was renamed Natixis.

Responsibilities of management and those charged with governance for the consolidated financial statements Management is responsible for the preparationand fair presentation of the consolidated financial statements in accordance with International Financial Reporting Standards as adopted by the European Union, and for such internal control as management determines is necessary to enable the preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error. In preparing the consolidated financial statements, management is responsible for assessing the Company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accountingunless it is expected to liquidate the Company or to cease operations. The Audit Committee is responsible for monitoring the financial reporting process and the effectiveness of internal control and risk management systems and, where applicable, the internal audit of procedures for preparing and processing accounting and financial information. The consolidated financial statements have been approved by the Board of Directors. Statutory Auditors’ responsibilities for the audit of the consolidated financial statements Objectives and audit approach Our role is to issue a report on the consolidatedfinancial statements. Our objective is to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from material misstatement. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with professional standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonablybe expected to influence the economicdecisionsof users taken on the basis of these parent company financial statements. As specifiedin Article L.823-10-1of the FrenchCommercialCode, our statutory audit does not include assurance on the viability of the Company or the quality of management of the affairs of thCeompany. As part of an audit conducted in accordance with professional standards applicable in France, the Statutory Auditor exercises professional judgment throughout the audit. In addition: identifies and assesses the risks of material misstatement of the V consolidated financial statements, whether due to fraud or error, designs and performs audit procedures responsive to those risks, and obtains audit evidence considered to be sufficient and appropriate to provide a basis for his opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control;

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020