NATIXIS -2020 Universal Registration Document
FINANCIAL DATA Parent company financial statements and notes
Note 4
Interbank and similar transactions
(in millions of euros)
2019
2020
Cash, postal cheque accounts and balances with central banks
24,526 81,014
15,858 87,300
Advances to banks*
Demand
4,227
4,149
Time
76,787
83,151
Interbank and similar transactions
105,540
103,158
* o/w subordinated loans
0
0
o/w reverse repurchase agreements
34,692
36,220
o/w accrued interest
56
86
Provisions for non-performing loans amounted to -€30 million at December 31, 2020, compared with -€48 million at December 31, 2019.
Non-performing loans amounted to €30 million at December 31, 2020, compared with €48 million at December 31, 2019. At December 31, 2020, as at December 31, 2019, Natixis had no irrecoverable loans due from credit institutions.
Note 5
Customer transactions
(in millions of euros)
2019
2020
Current accounts overdrawn
2,433
2,564
5
Commercial loans Other customer loans
397
779
121,314
134,712
Cash and consumer credit
30,542
31,004
Equipment loans
4,621 2,122
5,245 3,028
Export credit Home loans
2
2
Reverse repurchase agreements
59,400
73,963
Subordinated loans
1,230
878
Other loans
23,397
20,592
Customer transactions o/w accrued interest
124,144
138,055
127
252
Non-performing loans amounted to €3,764 million at December 31, 2020 versus €2,856 million at December 31, 2019 (of which €179 million at December 31, 2020 relating to irrecoverable loans versus €195 million at December 31, 2019). Provisions for non-performing loans totaled -€1,404 million at December 31, 2020 versus -€991 million at December 31, 2019 (of which -€174 million at December 31, 2020 versus -€189 million at December 31, 2019relating to provisions for irrecoverable loans). Receivables eligible for refinancing with the Banque de France and/or the European Central Bank amounted to €114 million at December 31, 2020 versus €715 million at December 31, 2019.
The amount of perpetual subordinated loans totaled €808 million at December 31, 2020 versus €808 million at December 31, 2019. Restructured loans as defined in Note 1 amounted to €263 million in performing loans, before impairment, at December 31, 2020 versus €183 million at December 31, 2019. The amount after impairment amounted to €259 millionat December 31, 2020 versus €182 million at December 31, 2019. Restructured loans as defined in Note 1 recorded as non-performing or irrecoverableloans amounted to €1,444 millionbefore impairment at December 31, 2020 versus €1,093 million at December 31, 2019. The amount after impairment amounted to €1,010 million at December 31, 2020 versus €744 million at December 31, 2019.
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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020
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