NATIXIS -2020 Universal Registration Document

6 2020 NON-FINANCIAL PERFORMANCE REPORT Managing environmental, social and governance risks

At the end of 2019, Natixis had no outstandingfinancing exposure to thermal coal mining activities and only residual exposure to coal power plant and coal infrastructure financing. Defense Since March 2009, Natixis has prohibited financing, investment and offers of services to companies involved in manufacturing,storing or trading anti-personnel mines and cluster bombs. The commitment made by Natixis in March 2009 was extended in June 2018 to include a Defense sector policy amended in September 2020. This policy, which is available for consultation on the Natixis website, extends the scope of arms excluded by the Group and sets specific criteria for conducting transactions, notably with respect to arms exporting and importing countries. The policy also applies to investment operations undertaken by Natixis, Ostrum, and Natixis Assurances. Tobacco In December 2017, Natixis committed to discontinuing all financing of, or investment in, tobacco producers, wholesalers, and traders as well as tobacco product manufacturers. In light of this commitment, Natixis published a detailed account of its tobacco sector policy in May 2018 (1) . This policy applies to Natixis, Ostrum and Natixis Assurances’ financing, investment and services activities.

Oil and gas In December 2017,Natixis committed to stop providing financing for the exploration and production of oil sands and oil in the Arctic region. In November 2018, Natixis published an oil and gas sector policy setting out the terms of its commitment, namely to: discontinue the financing of worldwide projects involving the V exploration, production, transportation and storage of extra-heavy oil and oil derived from oil sands, and related export terminals; no longer provide general purpose corporate financing for, and no V longer invest in (2) , any company of which the aforementioned activities (see above) account for 30% or more of total operations; discontinue financing for onshore or offshore oil exploration and V production projects in the Arctic. This commitment to protect the Arctic upholds the position already adopted by Ostrum and Mirova, which, since 2016, have headed a group of investors having signed a declaration calling for the Arctic region to be protected against oil exploration activities, and for the adherence to national commitments to combat climate change in this particularly hydrocarbon-rich area of the world.

2020 KEY EVENT Natixis announces its withdrawal from the shale oil and gas industries On May 18, 2020, Natixis completedits policy by committingto no longer financeany shale oil and gas explorationand productionprojectsworldwide. In addition,Natixiswill no longer financecompanieswhose business is more than 25% based on the exploration and production of shale oil and gas. More information: https://pressroom.natixis.com/actualites/charbon-fe94-b09b6.htm(Fl rench only)

Other industries Natixis has internal ESR policies for the nuclear, mining & metals, and palm oil sectors . These apply to financing operations and cover the following issues: nuclear: compliance with the strictest international security rules V (IAEA, etc.), reliability of technologies, demonstration by the host country and the operator of their capacity to control and operate their nuclear industry, based on specific criteria;

mining & metals: compliance with international mining industry V standards as well as the E&S criteria establishedby the IFC (World Bank); palm oil: traceability and compliance with best practices and V applicable standards.

https://www.natixis.com/natixis/en/tobacco-policy-rep_95634.html (1) This applies to all Natixis Assurances’ investments. (2)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020