November 2018

Should You Use A Credit Union Or A Bank?

There are a lot of differences between credit unions and banks, and choosing one over the other is a matter of personal needs and desires. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn about pros and cons of both, helping you make the decision that is right for you. You’ll also learn how to stay healthy whether you’re a night owl or early bird, how to keep rodents out of your vehicle, and best practices for bedroom organization – plus fun facts, a trivia challenge, and lots more. But first… Here’s what’s happening in your neighborhood. : Sales statistics for Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, Harbour Island and C.I. Waterfront Homes . Note: An inventory of less than 6 months is considered a seller’s market; more than 6 months a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2014 2015 2016 2017 2018

2014 2015 2016 2017 2018 15 11 17 21 21 15 16 14 18 12 18 25 18 34 28 20 19 17 18 19 19 29 23 20 31 24 24 21 44 22 25 28 24 22 15 28 28 22 30 32

2014 2015 2016 2017 2018

January February

66 50 62 75 70 3.41 2.48 2.7 4.02 2.13 73 53 63 84 53 4.32 2.78 3.03 3.95 2.59 81 72 70 84 63 3.65 3.03 3.69 3.9 2.51 74 87 80 88 60 4.7 4.33 3.58 4.72 2.42 94 95 74 107 54 5.35 4.22 3.8 4.99 2.82 102 96 83 112 70 5.89 4.35 4.73 4.19 4.2 112 99 102 102 97 5.63 4.3 5.27 4.26 4.1 115 95 112 103 92 5.75 4.13 5.11 3.82 4.21 108 91 106 95 95 4.77 3.83 5.18 3.83 3.67 93 87 107 96 81 3.33 3.33 4.52 2.4

March

April May June

July

August

September 18 27 26 29 23

October

40 25 24 28

9 thru 10/19

November 17 21 19 23 December 21 20 22 11

75 75 93 61 66 64 83 63

3.19 2.8 4.06 2.45 2.5 2.81 3.64 2.54

As of the printing of this newsletter, we are about to close escrow (end of the month) on 3225 Harbor in HarborWalk. This 3 bedroom villa went into escrow within 3 weeks of listing. Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois CA DRE#01040021 RE/MAX Gold Coast

P.S. When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide? Go to BchRealEstate.com and click on either For Buyers or For Sellers